US Bank Alt Connect

akaFettHutt · ‎09-17-2022

My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

calisig · ‎09-17-2022

@akaFettHutt wrote:
My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

It looks like you are 0/6 and 1/12 new accounts. Assuming that is correct, then should be no problem - apply now. USB generally approves 3/12 including the app for them ... sometimes more

Cash Rewards Visa Signature | 5% bookstores, rotator+, groceries, everything else | $15,000 | Sep 2022

Freedom Flex World Elite MC | 5% rotator & cellular | $19,900 | May 2022

Sapphire Preferred Visa Signature | travel & dining | SL $16,600 | CL $22,600 | May 2021

Citi Costco Visa Signature | 4% gas & warranty | SL $6,800 | CL $13,300 | Feb 2021

Customized Cash World MC | 3% online | $5,500 | Apr 2002

13Oct22 Exp F8: 812

OmarGB9 · ‎09-18-2022

I think you're good to go.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Lou-natic · ‎09-18-2022

@akaFettHutt wrote:
My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

I think you'll be fine.

8/8/25

akaFettHutt · ‎09-21-2022

So I applied this morning and it went pending. Now I'll just impatiently wait

Traveler101 · ‎09-21-2022

Good luck to you.

akaFettHutt · ‎09-21-2022

So I applied this morning and it went pending. Now I'll just impatiently wait

portlandmusician · ‎09-22-2022

@akaFettHutt Same thing happened to me. Then a week and a half later, a 45 minute hold, and a five minute phone call... then 2 hours later, I got an email I was approved. Fingers crossed for you. Good luck!