US Bank Altitude Go offer emails?

[icednightpaper]

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

[Remedios]

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@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

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Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

[Brian_Earl_Spilner]

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@Remedios wrote:

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@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

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9

30%

56%

[Wavester64]

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@Brian_Earl_Spilner wrote:

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@Remedios wrote:

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@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

---

9

30%

56%

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My guess: Marketing.

[icednightpaper]

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@Remedios wrote:

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@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

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4 Personal CC + 2 AU + 1 HELOC

7% Util

50% Highest Single 

Okay, spelled out I will agree with you: it's just marketing with effectively 7/12 -_-

[Brian_Earl_Spilner]

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@Wavester64 wrote:

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@Brian_Earl_Spilner wrote:

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@Remedios wrote:

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@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

---

9

30%

56%

---

My guess: Marketing.

---

What if I park $500 in a savings account for 3 months?

Also forgot I added new auto loan and CLOC.

[Remedios]

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@Brian_Earl_Spilner wrote:

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@Wavester64 wrote:

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@Brian_Earl_Spilner wrote:

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@Remedios wrote:

---

@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

---

9

30%

56%

---

My guess: Marketing.

---

What if I park $500 in a savings account for 3 months?

Also forgot I added new auto loan and CLOC.

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You'll be in a relationship but without a card. At least they will address you with "Valued customer" and will keep pushing investments . 

Kinda like a love story except with card in friend zone. 

[mrjerry]

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@Remedios wrote:

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@Brian_Earl_Spilner wrote:

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@Wavester64 wrote:

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@Brian_Earl_Spilner wrote:

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@Remedios wrote:

---

@icednightpaper wrote:

I noticed that the Altitude Go email ads have a confirmation code. Do we know if it makes a difference as far as applying goes? Or is like the Citi offers and purely ads?

---

Tell me how many new accounts you have in the past year, what your aggregate utilization is, and highest utilization on individual card is, and I might be able to tell you if it's just marketing . 

I have received one of those, it has a code, but until end of November, I'm the antithesis of the customer they want.

In my case, pure marketing 

---

9

30%

56%

---

My guess: Marketing.

---

What if I park $500 in a savings account for 3 months?

Also forgot I added new auto loan and CLOC.

---

You'll be in a relationship but without a card. At least they will address you with "Valued customer" and will keep pushing investments . 

Kinda like a love story except with card in friend zone. 

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love that analogy .. lol