US Bank Cash+ questions.

[Remedios]

---

@Anonymous wrote:

---

@shoegal wrote:

---

@Anonymous wrote:

---

@morgacj2004 wrote:
So I closed my Carlson Rewards with the 10k CL and then applied for the Radisson Rewards. Initial decline went to recon still have not heard back after one week so I called and had them reopen the Carlson card. I want to stay in with US bank regardless as I will eventually go for some of their other products. I should have waited before closing the Carlson however no harm no foul.

---

Yeah, i don't see closing one till you get the other one at least.    The Cash+ is the only card they have that is on my radar, so hopefully soon i'll have that.   Sit back and garden for a long long time. 

---

I’m glad it wasn’t an instant denial. I’ll keep my fingers crossed until Friday. 😂

I double checked opening a checking account and that’s still a no in my area, but they do let me do the easy savings account. I might try that. How long was your savings open?

---

  13 days...  with the 300 minimum to avoid a 4/mo fee.   so i have "history" with them..  sorta

---

Most of my relationships did not last that long. You're golden 🙄

[Anonymous]

---

@shoegal wrote:

---

@Anonymous

---

  13 days...  with the 300 minimum to avoid a 4/mo fee.   so i have "history" with them..  sorta

Hilarious! 🤣They preapproved you quick. 

Edit it to add: Thanks for the info!

---

I'm not sure a single APR with USB is a pre-approval the more i read up on it.  The longer it goes the more anxious i get.  i'm so used to either instant approval or denial, not this we have underwriters look at it and get back to you.   not sure if the longer is a good sign?  i dont have much EXP with USB and Cash+

[Anonymous]

It doesn’t change the temperature of the pool if you just dive in or slowly climb down the ladder.-Abraham Lincoln 1979

[Anonymous]

Still waiting..   no email or online msg, not calling til tomorrow, but not a denial yet either so i hope thats a good sign?   nerve racking tho. 

[Anonymous]

I apped for the same card with very similar scores last week. Also waiting to hear back. Was told I should know by this coming Monday. Hopefully we both get good news.

[shoegal]

---

@Anonymous wrote:

I apped for the same card with very similar scores last week. Also waiting to hear back. Was told I should know by this coming Monday. Hopefully we both get good news.

---

I hope both of you get good news!

[AverageJoesCredit]

Jago, maybe Cap One baught your application?

[Anonymous]

---

@Anonymous wrote:

I apped for the same card with very similar scores last week. Also waiting to hear back. Was told I should know by this coming Monday. Hopefully we both get good news.

---

Yeah, i hope you do as well.   I just called and was told its still processing, that it was sent to a different place for verification and that takes 3-5 bus days.   So i guess i'll wait till tues/wed and see whats up.   at this point, i'm not sure if its declined and they just are buying time till the letter gets to me so they dont have to say it over the phone, or they really are that busy and its taking forever.   I've never waited this long for a yes or no, so guess we'll see. 

[Anonymous]

---

@AverageJoesCredit wrote:
Jago, maybe Cap One baught your application?

---

I hope not..  i dont need a triple pull and a no  LOL

[Anonymous]

That's almost exactly what they told me verbatim. Today marks a week from when I applied. I think if they had already declined the app, the automated system would say so. Or maybe that's just what I'm telling myself 🤷‍♂️