US Bank Cash+ questions.

[Anonymous]

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@Anonymous wrote:
That's almost exactly what they told me verbatim. Today marks a week from when I applied. I think if they had already declined the app, the automated system would say so. Or maybe that's just what I'm telling myself 🤷‍♂️

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How do you get to the automated system?  it would only let me access my balance, but nothing else? 

[Anonymous]

Idk if I'm allowed to post numbers. So if not, somebody just delete this post. But the phone number I use is (800)947-1444. Just follow the prompts and input your info and it pops out your status.

[Anonymous]

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@Anonymous wrote:
Idk if I'm allowed to post numbers. So if not, somebody just delete this post. But the phone number I use is (800)947-1444. Just follow the prompts and input your info and it pops out your status.

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Thank you Thank you Thank you.   i did it and it said i was still in verification process as well.  so now at least i'm more sure that its in process and can keep crosing everything that i get it.  I have a credit team # as well, but it doesnt have an automated system, it goes straight to the rep. I like the number you have better. 

[JR_TX]

I think their UW is really thorough and slow. I can still clearly remember in 2016 my app was pending for 2 weeks (yeah really! They did keep my hopes up for 14 days) before they handed me my “Take a hike” verdict! Lol

On a brighter note, I app’d last week Jul 18 late Wed evening and was approved instantly! Got my “Price you pay for credit” letter yesterday and finally the card just today! Just activated it as a matter of fact.

[Anonymous]

I apped for this last Saturday and was approved by Wednesday. $500 SL. Reconned for $5k waiting to get the card to see if that was approved. I also had a single APR when I pre-qualed. Pulled TU. You should be ok. Good luck!

[Anonymous]

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@Anonymous wrote:
I apped for this last Saturday and was approved by Wednesday. $500 SL. Reconned for $5k waiting to get the card to see if that was approved. I also had a single APR when I pre-qualed. Pulled TU. You should be ok. Good luck!

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Congrats, hopefully you get that 5k.   I know i had a single APR, but i saw a screen shot that said pre-qualified, and i'm not sure mine said that.  I think it was still the cards we recommend but the single APR which was new for me so i tried, guess we'll see. 

[Anonymous]

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@Anonymous wrote:

Congrats, hopefully you get that 5k.   I know i had a single APR, but i saw a screen shot that said pre-qualified, and i'm not sure mine said that.  I think it was still the cards we recommend but the single APR which was new for me so i tried, guess we'll see. 

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I apped for this card a few months ago and was denied. When I called in it wasn’t even in process. So I think these are all good signs. Also in my experience I have never seen a single APR with the recommend language, usually it shows the range.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Congrats, hopefully you get that 5k.   I know i had a single APR, but i saw a screen shot that said pre-qualified, and i'm not sure mine said that.  I think it was still the cards we recommend but the single APR which was new for me so i tried, guess we'll see. 

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I apped for this card a few months ago and was denied. When I called in it wasn’t even in process. So I think these are all good signs. Also in my experience I have never seen a single APR with the recommend language, usually it shows the range.

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I have one, it shows cards we recommend and a single APR on the flexperks card.  I'll wait and see what they say, but it can happen to have a single APR without saying you are pre-qualified. 

[AverageJoesCredit]

See if USBank likes Bacon

[Anonymous]

I would say they must.   the UW's keep your butt in the frying pan waiting on an app decision

I'm super crispy already....