@stonedog23 wrote:Back in 2018 I was lol/24 and US Bank approved me, but for a toy limit. A year later I got a second US Bank card, of course still at lol/24. That reminds me, time to ask for my annual increase. My new chase card was shut down, of course, in flight.
Yep, US Bank is known to give $500 limits.
Sorry about your Chase card. What happened?
@JR_TX wrote:
@Brian_Earl_Spilner wrote:When you say recently, how recent for the Chase cards? It seems that everyone has forgotten that Chase is going to SP your reports within 3 weeks of approval and may close your cards if the new US Bank card shows up before then.
True. But if OP's profile is thick enough and like 5+ years AAoA then I think he/she is safe enough and can withstand any SP AR from Chase just as long as the USB is the only one that's gonna show up in the next 60-90 days.
@FieryDance pull the trigger now while you have the best shot or for one year hold your peace.
Good Luck and keep us posted!
You're forgetting she applied for 2 chase cards on the same day. Add a 3rd card from a different bank within a week and someone at chase is going to be looking deeper into that profile.
@FieryDance wrote:
@Anonymous wrote:oh I am intrigued. did you apply?
I did not.
After more research I decided to err on the side of caution and play nice. 😇I do still want to get in with US Bank and the Cash+ and this thread confirmed USB likes 0/6 and 0/12. My backup plan is my husband will be 0/6, 0/12, 2/24 in 2 months and I will task him with this app. His scores are only slightly lower but he has higher AAoA and fewer cards and HPs so hopefully US Bank will like his profile.
In this current economic climate, @FieryDance, that may be the smarter call. Lenders are not behaving as they were six months or a year ago, and outcomes for changes to our credit file can be difficult to predict. I admire your level-headedness to step back and not push too hard when you are in doubt. In time, I'm sure it will work out! 
@coldfusion wrote:
@Brian_Earl_Spilner wrote:
@JR_TX wrote:
@Brian_Earl_Spilner wrote:When you say recently, how recent for the Chase cards? It seems that everyone has forgotten that Chase is going to SP your reports within 3 weeks of approval and may close your cards if the new US Bank card shows up before then.
True. But if OP's profile is thick enough and like 5+ years AAoA then I think he/she is safe enough and can withstand any SP AR from Chase just as long as the USB is the only one that's gonna show up in the next 60-90 days.
@FieryDance pull the trigger now while you have the best shot or for one year hold your peace.
Good Luck and keep us posted!
You're forgetting she applied for 2 chase cards on the same day. Add a 3rd card from a different bank within a week and someone at chase is going to be looking deeper into that profile.
OP used the modified double-dip technique, which requires same-day approval for the 1st card and then applying for the 2nd card the next day. Either way you don't want to do anything after the fact that gets Chase snooping around.
Interesting. I've always understood the MDD to be same day. Regardless, 3 cards in 5 days.
@FieryDance wrote:
@Anonymous wrote:oh I am intrigued. did you apply?
I did not.
After more research I decided to err on the side of caution and play nice. 😇
I do still want to get in with US Bank and the Cash+ and this thread confirmed USB likes 0/6 and 0/12. My backup plan is my husband will be 0/6, 0/12, 2/24 in 2 months and I will task him with this app. His scores are only slightly lower but he has higher AAoA and fewer cards and HPs so hopefully US Bank will like his profile.
oh ok. I want that card too. I have to wait til May next year. 
@coldfusion wrote:
@Brian_Earl_Spilner wrote:
@JR_TX wrote:
@Brian_Earl_Spilner wrote:When you say recently, how recent for the Chase cards? It seems that everyone has forgotten that Chase is going to SP your reports within 3 weeks of approval and may close your cards if the new US Bank card shows up before then.
True. But if OP's profile is thick enough and like 5+ years AAoA then I think he/she is safe enough and can withstand any SP AR from Chase just as long as the USB is the only one that's gonna show up in the next 60-90 days.
@FieryDance pull the trigger now while you have the best shot or for one year hold your peace.
Good Luck and keep us posted!
You're forgetting she applied for 2 chase cards on the same day. Add a 3rd card from a different bank within a week and someone at chase is going to be looking deeper into that profile.
OP used the modified double-dip technique, which requires same-day approval for the 1st card and then applying for the 2nd card the next day. Either way you don't want to do anything after the fact that gets Chase snooping around.
Exactly what I did. Though I don't believe the first card has to be a same-day approval but the second card has to be applied and approved the day after the first approval.
And yes, I will be gardening for 3 to 6 months before even contemplating anything else. 😇