@Brian_Earl_Spilner wrote:When you say recently, how recent for the Chase cards? It seems that everyone has forgotten that Chase is going to SP your reports within 3 weeks of approval and may close your cards if the new US Bank card shows up before then.
True. But if OP's profile is thick enough and like 5+ years AAoA then I think he/she is safe enough and can withstand any SP AR from Chase just as long as the USB is the only one that's gonna show up in the next 60-90 days.
@FieryDance pull the trigger now while you have the best shot or for one year hold your peace.
Good Luck and keep us posted!
@FieryDance wrote:Kind of interested in USB Cash+ and wondering if I should try my hands now.
On credit reports as of today: 0/6, 0/12, 4/24
Once the new cards show up: 2/6, 2/12, 6/24
EX: 828, 2/6, 3/12, 8/24
EQ: 820, 2/6, 3/12, 5/24
TU: 822, 0/6, 2/12, 4/24
Given the stats, how likely can I squeeze out an approval from US Bank in the next few days?
Agree that going for it is a good bet, @FieryDance. It still sounds like our taste in cards is very similar since this one is on my list too, besides our recent conversations about Bank of America. I think the biggest risk is not from your stats but how unpredictable many lenders are since coronavirus. The previous guidelines may or may not still be pertinent. Overall though, I see no reason to hold back.
Good luck and keep us informed! 
@Brian_Earl_Spilner wrote:When you say recently, how recent for the Chase cards? It seems that everyone has forgotten that Chase is going to SP your reports within 3 weeks of approval and may close your cards if the new US Bank card shows up before then.
Only a few days ago, and I totally agree with you regarding Chase. I am right now doing research about possible AA from Chase if I pull the trigger. Would not want to antagonize Chase at this juncture.
@Aim_High wrote:
@FieryDance wrote:Kind of interested in USB Cash+ and wondering if I should try my hands now.
On credit reports as of today: 0/6, 0/12, 4/24
Once the new cards show up: 2/6, 2/12, 6/24
EX: 828, 2/6, 3/12, 8/24
EQ: 820, 2/6, 3/12, 5/24
TU: 822, 0/6, 2/12, 4/24
Given the stats, how likely can I squeeze out an approval from US Bank in the next few days?
Agree that going for it is a good bet, @FieryDance. It still sounds like our taste in cards is very similar since this one is on my list too, besides our recent conversations about Bank of America. I think the biggest risk is not from your stats but how unpredictable many lenders are since coronavirus. The previous guidelines may or may not still be pertinent. Overall though, I see no reason to hold back.
Good luck and keep us informed!
We certainly seem to have similar taste in cards. I read up about USB Altitude Reserve and Go but think the Cash+ fits my spending better, for now.
You are absolutely right about the COVID making everything unpredictable and right now my biggest question has shifted from how likely is an approval from USB to how likely is AA by Chase. I don't want to lose my new cards!
@Anonymous wrote:oh I am intrigued. did you apply?
I did not.
After more research I decided to err on the side of caution and play nice. 😇
I do still want to get in with US Bank and the Cash+ and this thread confirmed USB likes 0/6 and 0/12. My backup plan is my husband will be 0/6, 0/12, 2/24 in 2 months and I will task him with this app. His scores are only slightly lower but he has higher AAoA and fewer cards and HPs so hopefully US Bank will like his profile.
Back in 2018 I was lol/24 and US Bank approved me, but for a toy limit. A year later I got a second US Bank card, of course still at lol/24. That reminds me, time to ask for my annual increase. My new chase card was shut down, of course, in flight.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years