US Bank Email Pre Selected Offer **Update: Approved 1 month later**

[One7]

I've used the prequalify option on US Bank's website and had offers before that were denied so when I saw an email saying I was selected to apply for the Cash+ I wasnt too excited. This one even came with a confirmation code to use when I apply. Yet I applied anyway because that's what I do..... of course I got the 7 to 10 screen. US Bank tends to do that to most of their applications because they like to manually do their applications but I'm still not that confident on being approved. Anyone else get something similar and applied?

[Burned2manybridgesB4]

Just applied for the 365 a few days ago, and it was instant approval. Account showed online within two days.

*edit: yes, it was a mailed preapproval, and also showed online with a fixed APR.

[One7]

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@Burned2manybridgesB4 wrote:

Just applied for the 365 a few days ago, and it was instant approval. Account showed online within two days.

*edit: yes, it was a mailed preapproval, and also showed online with a fixed APR.

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Its not looking good for me then...

[Burned2manybridgesB4]

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@One7 wrote:

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@Burned2manybridgesB4 wrote:

Just applied for the 365 a few days ago, and it was instant approval. Account showed online within two days.

*edit: yes, it was a mailed preapproval, and also showed online with a fixed APR.

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Its not looking good for me then...

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Eh, they drag with the majority. I don't know why mine went zippity quick.

[Burned2manybridgesB4]

ARS/IDA, chex, and all the lovlies clean?

[One7]

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@Burned2manybridgesB4 wrote:

ARS/IDA, chex, and all the lovlies clean?

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Nothing bad on any of them. Just some INQs that have aged over a year

[Anonymous]

@One7@


Please update when ...you have a update😵

LOL!

[ddemari]

I think you have a good chance, US bank can be slow. 

For a long time they wanted nothing to do with me. Then all the sudden they started approving me, my first 4 cards were instant approvals and the rest went pending and eventually showed up online.

They have given me smaller limits than other banks, but hey at least im in. I think you have a good shot still! 

[One7]

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@Anonymous wrote:
@One7@@


Please update when ...you have a update😵

LOL!

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Absolutely! I'm still waiting.... I'm not very patient 

[One7]

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@ddemari wrote:

I think you have a good chance, US bank can be slow. 

For a long time they wanted nothing to do with me. Then all the sudden they started approving me, my first 4 cards were instant approvals and the rest went pending and eventually showed up online.

They have given me smaller limits than other banks, but hey at least im in. I think you have a good shot still! 

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Wow you have many of them, thats awesome. The second CC I got when I first started rebuilding a few years back was a $300 secured US Bank card which eventually unsecured and I still have to this day.... its STILL $300 though and I've asked many times for a CLI and not even a nickel. I've also applied for the Flex perks twice and nothing. Last time I tried was over a year ago so I hope this one is approved! I would love to have this one and the Flex Perks. Thanks for the info and I hope youre right about my chances. Thank you