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@CreditCuriosity wrote:
@Remedios wrote:If I thought for a second I had a chance, I would. I dont want to burn HPs prematurely, because with them, it will take a few at least
look at @FinStar @Mahraja @12njoy @myself and the list continues. Hp's don't mean much, new accounts is a bit of a different story with a few lenders cough us bank. Just a HP
When I called, they said I need to wait six months minimum with a side of *oh it's not even a year old*. I said "Okay thanks" but on the inside I was all "ish, plz, elephants give birth in less time"
Would not even send it to UW. So, either a trip to the branch or patience. Both options are annoying at best.
@imaximous wrote:
@calyx wrote:The CLI link in the desktop looks the same as ever (which used to make me giggle, because it was a secured card).
I never looked for it in the app previously, but I see they're VERY INSISTENT that I'm eligible for a Gold checking account.
It's adorable that they let me know I spent $7 extra this month.I've been with USB for 2 years almost with Cash+ and AR, and never seen a CLI link. They said most cards weren't available for online requests. It's probably not a big deal but some people prefer to send a request without having to talk to a rep. I'd still like to see the ability to request an amount too -- at least for consideration.
Yeah - this is the plat, so it could easily be different.
I hate talking to people, so I would way prefer a link/app request.
Yep looks like they did add the CLI option on their iOS app update today...
Ya ...Not holding my breath!
Seems like it has hedged-bet HP language. Would venture a guess that this is a HP unless they have a report from 30 days. Hell, even at that point, I'd assume the HP anyways.
Although, I did get my CLI at day 5 of opening my AR from "exemplary account performance" per the letter I got yesterday.
Just for kicks I filled it out. Instantly approved for a 2k increase. Better than a poke in the eye as my mother would always say.
@Anonymous wrote:
Petey: did you get a hp or sp?
any other data points youd be willing to share?
dberryhill
No HP alert from anywhere so I assuming a SP. Before this my last CLI on this card was from March which was a 5k increase that they would send out mailers for.
Total credit line went from 23k to 25k and it instantly showed up in my available balance. It isn't the wait until next statement to see it CLI you get from the mailer.
Credit scores in the low 800's, only 4 total inquiries in the last 24 months.