cancel
Showing results for 
Search instead for 
Did you mean: 

US Bank adds CLI requests via app and online?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Community Leader
Mega Contributor

Re: US Bank adds CLI requests via app and online?


@CreditCuriosity wrote:

@Remedios wrote:

If I thought for a second I had a chance, I would. I dont want to burn HPs prematurely, because with them, it will take a few at least 


look at @FinStar @Mahraja @12njoy @myself and the list continues.  Hp's don't mean much, new accounts is a bit of a different story with a few lenders cough us bank.  Just a HP Smiley Happy


When I called, they said I need to wait six months minimum with a side of *oh it's not even a year old*. I said "Okay thanks" but on the inside I was all "ish, plz, elephants give birth in less time" 

Would not even send it to UW. So, either a trip to the branch or patience. Both options are annoying at best. 

Message 11 of 68
Senior Contributor

Re: US Bank adds CLI requests via app and online?


@imaximous wrote:

@calyx wrote:

The CLI link in the desktop looks the same as ever (which used to make me giggle, because it was a secured card).
I never looked for it in the app previously, but I see they're VERY INSISTENT that I'm eligible for a Gold checking account.

It's adorable that they let me know I spent $7 extra this month.


I've been with USB for 2 years almost with Cash+ and AR, and never seen a CLI link. They said most cards weren't available for online requests. It's probably not a big deal but some people prefer to send a request without having to talk to a rep. I'd still like to see the ability to request an amount too -- at least for consideration. 


Yeah - this is the plat, so it could easily be different.
I hate talking to people, so I would way prefer a link/app request.  


EQ: 798 | EX: 774 | TU: 771 | Accounts: 1/6 4/12 8/24
Message 12 of 68
Valued Contributor

Re: US Bank adds CLI requests via app and online?

Yep looks like they did add the CLI option on their iOS app update today...

F12B53F6-A367-4FB3-8516-C3CBD9E50A35.png

 

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 1/12 & 4/24
Message 13 of 68
Community Leader
Super Contributor

Re: US Bank adds CLI requests via app and online?

A few days ago I noticed the link appeared in the column to the left on the Personal card..Cash+, and has never shown up there in the past.

So, naturally I clicked on it, and it was a simple 2-3 fill in the blank, (not able to ask for a limit), and it was very modern looking! Not old school like before where you'd request the typical 1500 for a SP.

So, since I don't care about burning inquires, I hit submit (I unfroze TU first though)..went to review as expected. Got the TU pull alert shortly after. My limit is still the same online Smiley Sad

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 14 of 68
Super Contributor

Re: US Bank adds CLI requests via app and online?

 

Ya ...Not holding my breath!

 

Message 15 of 68
Established Contributor

Re: US Bank adds CLI requests via app and online?

Seems like it has hedged-bet HP language. Would venture a guess that this is a HP unless they have a report from 30 days. Hell, even at that point, I'd assume the HP anyways.

 

Although, I did get my CLI at day 5 of opening my AR from "exemplary account performance" per the letter I got yesterday. 

Bourbon and bow ties.
Current Cards:



2019 Immediate Goals:
7/19: 3x CLI for Hilton Aspire (SUCCESS!)
8/19: App for Chase Ink Cash (APPROVED!)
12/19: One bureau FICO 8 at 750 (DONE! EX FICO 8 at 750!)


2020 Goals:
$100K total CL (through organic/soft pull growth; presently 80.4K)
Garden Forever
Message 16 of 68
Established Contributor

Re: US Bank adds CLI requests via app and online?

Just for kicks I filled it out. Instantly approved for a 2k increase. Better than a poke in the eye as my mother would always say.

Amex Delta Platinum 20k | Amex Hilton Aspire 20k | Bank of America Premium Rewards 21k | US Bank Cash+ 25k | Chase Amazon Prime 25.3k | Lowes 35k | Barclaycard Aviator Red 40k | Discover It 49.8k | Citi Thank You Premier 50K | Chase Marriott 50k | Amex EDP 56k | Bank of America BBR 78.9k
Message 17 of 68
Established Contributor

Re: US Bank adds CLI requests via app and online?

Petey: did you get a hp or sp?

any other data points youd be willing to share?
Bourbon and bow ties.
Current Cards:



2019 Immediate Goals:
7/19: 3x CLI for Hilton Aspire (SUCCESS!)
8/19: App for Chase Ink Cash (APPROVED!)
12/19: One bureau FICO 8 at 750 (DONE! EX FICO 8 at 750!)


2020 Goals:
$100K total CL (through organic/soft pull growth; presently 80.4K)
Garden Forever
Message 18 of 68
Established Contributor

Re: US Bank adds CLI requests via app and online?


@dberryhill wrote:
Petey: did you get a hp or sp?

any other data points youd be willing to share?

dberryhill

No HP alert from anywhere so I assuming a SP. Before this my last CLI on this card was from March which was a 5k increase that they would send out mailers for. 

 

Total credit line went from 23k to 25k and it instantly showed up in my available balance. It isn't the wait until next statement to see it CLI you get from the mailer.

Credit scores in the low 800's, only 4 total inquiries in the last 24 months. 

 

 

Amex Delta Platinum 20k | Amex Hilton Aspire 20k | Bank of America Premium Rewards 21k | US Bank Cash+ 25k | Chase Amazon Prime 25.3k | Lowes 35k | Barclaycard Aviator Red 40k | Discover It 49.8k | Citi Thank You Premier 50K | Chase Marriott 50k | Amex EDP 56k | Bank of America BBR 78.9k
Message 19 of 68
Community Leader
Mega Contributor

Re: US Bank adds CLI requests via app and online?

This thread is making me extra salty
I looked at that spending report thingy and now I'm grrr angry.


Message 20 of 68
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.