Hi all,
I apped for USAA limitless on Saturday via phone app. I recieved a message saying I would be notified of status in 7-10days. I haven't heard back yet.
1- Does this likely mean I am denied?
2.- WIll they notify me by email, phone or regular mail?
I have a current USAA Platinum card with $6,000 limit, using 20% at time of app, now down to 17% utiliz. I have car/care synchrony accounts $1400, no utilization. I have 1 60 day late account (Synchrony) 4 months ago and 1 30 day late (Synchrony) 2-3 years ago. I had one medical account for $42 in collections, pad last week, but probably not reported to CRAs yet..
Any thoughts on liklhood of approval, and if denied can you suggest another cash rewards card which might offer me a better chance of approval? I have an offer from chase for $300 to switch to their checking account.
Thanks for any insight you might have
myFICO EQ 716 (at time of app, 710 now), Credit Karma TU 727, EQ 694 Income ~ 100,000
