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USBank Cash+ application changed from pending to not found?

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FindingCycles
Member

USBank Cash+ application changed from pending to not found?

Applied for the Cash+ on Friday and got the standard 7-10 business day message. Didn't think I'd get any update but called in anyway on Saturday morning and the status was "pending". Checked again Sunday night and the status changed to "application not found". Has anyone had this happen to them? Maybe it's just a system thing and I need to wait longer?

From what I've read on these forums, USBank is very conservative and sensitive to new accounts and recent hard pulls, so including my data points.

CRA pulled: TransUnion
New accounts: 1/12 and 1/6
Hard pulls: Only 2 in the past 12 months, but both are from the past 6 months. 1 is from Elan for my Fidelity Rewards Visa and the other is from Chase for my Ink Business Cash.
Fico8: 799
Fico9: 813 (not sure if USBank does Fico8 or Fico9 so including Fico9 also)
Income: $315K

Message 1 of 6
5 REPLIES 5
TheRedHat
Established Contributor

Re: USBank Cash+ application changed from pending to not found?

It is a holiday weekend. I would wait until open of business on Tuesday and then checking once more.

Last update: 6/14/2025

Goal Cards
Message 2 of 6
Beefy1212
Established Contributor

Re: USBank Cash+ application changed from pending to not found?

I wouldn't sweat 1/12 I was 7/12 and approved instantly as suggested I would wait til Tuesday and call in.



Message 3 of 6
FindingCycles
Member

Re: USBank Cash+ application changed from pending to not found?

Got the approval today but for only a $500 SL 😕. Might have to call in for reconsideration on the limit, but not sure if they'll do another hard pull and what the chances are to increase that. Maybe I'll just use it and wait it out for a CLI. Thanks for the replies all.

Message 4 of 6
FireMedic1
Community Leader
Mega Contributor

Re: USBank Cash+ application changed from pending to not found?

Congrats! Your in and thats all that matters for now.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 5 of 6
KH-Underbat
Moderator

Re: USBank Cash+ application changed from pending to not found?

Since the OP hs indicated they were approved, this thread is locked. Congratulations!

Message 6 of 6
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