Ugh.....why does Disco hate me?

[Anonymous]

Discover is very generous with credit line increases. I also have seen CITI to be as well. BEWARE of hard pulls with CITI.

[AverageJoesCredit]

Same reason i only get AJC Specials

[Anonymous]

While Discover doesn't (so far) dole out large CLI's to me, they've also been pretty reliable with them - I've gotten my newer card (obtained last March) boosted from $5,000 to $6,500 in $500 increments every quarter so far, most recently last week; I typically check after every 3rd statement, so my next check will come in April. My older card is about the same, except that for some reason the CLI's on that one are in $300 increments.

[Anonymous]

The last time I have ever gotten a CLI from Discover was May last year which was an auto increase. Haven't had anything since. I've just accepted that I am not in their niche market so, I just let it ride until they see fit to evaluate me for a new increase, maybe I will get lucky this May. I stopped asking them at this point. Figured if they want to give me they would eventually. Hang in there.

[joltdude]

@clark_d_shark

Have you tried for a CLI this year at all? Its been 9+ months or so.. Might need to poke them again... Id go for a hit of the CLI button... Not wait completely for time to go by.... 

-J

[AverageJoesCredit]

Joe, ive been on the 90 days plus give or take for 2 years in a row but i believe my time is up. My time has passed and still nothing , i might now be relagated to hoping for a South Jamaicsn Special maybe once a year

[Meskini]

OP you aren't alone. I got my secured discover on december 2017, it was unsecured and got a CLI from $500 to $1750 last August. Since then no more love for me so I just stopped asking.

[Anonymous]

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@joltdude wrote:

@clark_d_shark

Have you tried for a CLI this year at all? Its been 9+ months or so.. Might need to poke them again... Id go for a hit of the CLI button... Not wait completely for time to go by.... 

-J

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Hi @joltdude the last request I made was in December 2018, but did not get approved, When they increased my limit last year, I took a BT offer which I completed paying in Oct. 2018, but despite all the business, my income I guess is the stumbling block for getting more than what I currently have qualified for. So, I just moved on and concentrated on growing my other cards. Even Comenity surpassed my current Disco CL. 

[AverageJoesCredit]

Clark , smash the button whenever. All you will get for denial is a lovely not enough experience letter. Im building a Discover Ball with all mine

[Anonymous]

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@AverageJoesCredit wrote:
Clark , smash the button whenever. All you will get for denial is a lovely not enough experience letter. Im building a Discover Ball with all mine

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Haha, thanks AJC! My shredder might not be able to handle it