Us Bank Cash+ SL recon question.

[My_Fako]

Just got approved SL $4000.

They pulled Eq... My worst 667

Can I call backdoor and see about a recon. I wouldn't mind if they pull TU. That's who I thought they were going to use in the first place.

Also... what time are the underwriters there too?

Thanks

[DemonHusker]

wow that is surprising, I thought they only used your transunion mortgage score 4. That is what they used for me(704), I tried to recon my measly starting limit but got denied for too many new accounts...3 in last 6 months with 5 inquiries...I bet they are there until 5pm Central time

[My_Fako]

You know the number?

Fyi my 04 EQ mortgage score was 699. Not sure if they used 04 or not?

[K-in-Boston]

Wow! They pulled TU 04 for me, too. Mine was close to my TU 08 score at the time, around 740. You still got 8x the starting limit that most of us in the 730-800 range got the past 9 months or so ($500)!!!

I called the number on the back of the card and asked to speak with an underwriter on my lunch break.

[My_Fako]

I called. My request is being forwarded to UW.

Asked for 10K. Will update when I hear back.

Funny thing is my scores never really been that high, but I usually get pretty high SL's.