All new accounts have reported except the secured Bank America Cash Rewards.
Wells Fargo secured graduation to cash rewards....CLI denied
US Bank secured graduated to Platinum rewards....CLI denied
Barclay NFL Rewards 14th statement closes....NO CLI....denied due to 11 new accounts opened in past 9 months (had to get CSR to give me official version)....did PC to Rewards Visa
Amex Delta.....CLI denied....too many inquiries, too many new accounts, Utilization too high
Cap one Journey....PC to QS (credit step graduation in May 2015)
Made significant changes to accounts since December 2014 and by my math utilization has dropped from 43% to 35% to 29% to 22% to finally 18%. Will be about 3 weeks before all accounts updated to bureaus. Hope to break 700 with 18% utilization.
Total available credit is still a paultry $14K over 18 accounts. Max credit line on any card is still only $1K and AU accounts are $2.5K.
Total Banckard 13.5% (visa/MC/Amex)
Total department 4.5% (commenity/macy/walmart)
