@coldfusion wrote:
@CreditMagic7 wrote:
@itlm062 wrote:Applied for the new venmo cc, was decliend, got the letter and it said it was due to "credit freeze / lock"
The letter listed TU / Sagestream, i know for sure TU is not locked since i got a hard pull...
I think i locked sagesteam some years ago....on well...
Calling them didn't help either...sigh...
Myself and @FinStar especially have repeatedly been beating this drum lately.
It sux but Synchrony AND with some Comenity cards that notorious Sagestream issue is turning up more often all the time with this pair of lenders. I had no idea Comenity now uses it when i applied for first the Visa then the IKEA store card after preapproval. It toasted (2) good HP's down the drink with their letter citing ONLY Sagestream.
Like you i iced that nonsense many years ago. Once your denied because of it there's no recon. Bahhh.
Dunno about Synchrony but Comenity says try again after 30 days. Meaning obviously to UNFREEZE SAGESTREAM.
Unfortunately there has been a fair amount of guidance over the last couple of years to freeze Sagestream especially if preparing to apply for a US Bank card. That included some members here as well as an article recommending it on DoC.
Laws of unintended consequences; you don't fix issues by papering over them.
This is interesting because I just applied for a US Bank checking account and they wouldn't approve that until I thawed both Innovis and Sagestream.
I did apply for graduation for my US bank secured credit cards the end of January and that was approved even with Sagestream locked.
Not sure if the difference was because it was for a deposit account vs cc or if they have changed their policy between January and April to no require Sagestream.
