Venture app question...

[My_Fako]

Couple of days ago,  I called Cap1 to discuss my account. But I forget the verbal password I set up on my account. So the Regular customer service rep,flagged my account. So I was mad both my accounts were frozen temp.. 

I was transferred over to fraud,had to upload my DL... She advised me that they received my DL. I would be 48/72 hour's still my accounts were back to normal. 

While I was in the phone with her, I asked if this would affect a new App. She said No. 

I cold apped for the Venture. The sec I hit the button, it went right to 7/10 days review etc... 

I know today,  I Received alerts for 3 Cap1 pulls... 

Would me calling to check status be OK. Or wait like Chase? 

Thanks,  hope this all makes sense. 

[Anonymous]

You are better off waiting to see if the application is approved. Keep us posted on results.

[Anonymous]

The other day I apped for Venture and Venture 1. Got 7-10 day on both. Ended up being because their system was down. I heard nothing. I ended up calling and she said "Congratulations! You're approved for both" the weird thing is I STILL haven't heard via email, mail or phone. If I didn't call them, I wouldn't have heard anything

[Anonymous]

Not to mention I have 2 bonuses to hit. They need to hurry up! Lol

[Anonymous]

Calling won't hurt at all. This isn't like Chase where you speak to the loan dept. All you can do is check the status, call see if they need documents. 800-903-9177. Option 3

[My_Fako]

I just called/Denied She said I would be receiving a email why etc... I really thought I was going to get it. Have to other accounts with them, avg payments 2k...opened in 2011&2012.

Cap1 is not the best with recons are they?

[Anonymous]

Go ahead and write an email to the eo, you cab find the ceo email on the backdoor sticky or with google. They take a few days to respond, and they'll reopen and attempt a review. It doesn't hurt and you do see people approved occasionally

[My_Fako]

I'll email Mr.Unfair Banks...

[kdm31091]

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@My_Fako wrote:

I'll email Mr.Unfair Banks...

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I don't think it's unfair. Your profile just doesn't support the approval right now. It is what it is. You can certainly try recon but I wouldn't expect much. Capital One isn't really known for overturning denials.

I would recommend laying off of the apps for several months and letting things age.

[My_Fako]

I wont be apping for a long while... I just thought, Being my Fico 04's are in 670/690 and having almost 5 yrs of great history with them, was going to do it...

Happy I finlly got in with Amex... and who know's I might get lucky and get approved for the Marriott.

I apped for the Venture last... Amex first...