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*WARNING* Discover Pre-Qualification Hard Pull

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Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

Sucks that I still dont know what I prequalified for and I am just not willing to check again online. I get the prequals in the mail all the time so ill just keep my eye out if something interesting comes along. 

 

i'll update once the inquiry is resolved, cheers and thanks for the responses!

Message 11 of 44
AverageJoesCredit
Legendary Contributor

Re: *WARNING* Discover Pre-Qualification Hard Pull

I would have checked with them to see if they would offer you a card for all the troubleSmiley Wink
Message 12 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

I did the preapproval yesterday and a hp showed up on my EQ report this morning! I'm calling them now. Grrrr.
Message 13 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

I ran the preapproval again this morning, made a selection, got approved (after having to provide ID verification), and now I'm waiting for the HP notifications.

Message 14 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

Has anything happened? HP gone? Pre-qualified? Approved?

Message 15 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

Not yet, waiting for MyFico/CK/Experian to update report. Im still hesitant to check if I prequal and or apply, I just let it go for now. 

 

Once HP is gone ill let yall know Smiley Happy

Message 16 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

Update: I called Discover and they said that I would have to dispute with EQ. So I did the dispute online. 11 days and I still haven't heard anything, HP is still showing up. Should I be calling Discover back?
Message 17 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull


@Anonymouswrote:
Update: I called Discover and they said that I would have to dispute with EQ. So I did the dispute online. 11 days and I still haven't heard anything, HP is still showing up. Should I be calling Discover back?

Correct me if I'm wrong but even in error does HP still stick I've not heard of anyone really able to remove a HP... From my own experiance I never could get one removed even sending a letter.

Message 18 of 44
Anonymous
Not applicable

Re: *WARNING* Discover Pre-Qualification Hard Pull

Well that would be pretty unfair. I only did the preapproval checker, didn't actually apply for anything and it clearly says it will not affect my score and it did.
Message 19 of 44
CreditCuriosity
Moderator Emeritus

Re: *WARNING* Discover Pre-Qualification Hard Pull

disputing an inquiry with a dispute to the CRA will comeback as inquiries are factual etc and nothing will happen.. You will have to get ahold of someone at discover and raise enough H*ll to get it recoded to a SP.  No one ever will get a inquiry removed disputing it with a CRA, never heard of it happening

Message 20 of 44
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