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WF CLI

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Anonymous
Not applicable

Re: WF CLI

yeah their reasonings are strange
Message 11 of 21
UncleB
Credit Mentor

Re: WF CLI

Two years ago at the very beginning of my rebuilding I applied for their Visa card... and was promptly denied.  If they had offered me the secured version at that time, I would have taken it. 

 

At the time I was disappointed, but now I'm honestly glad it all worked out the way it did.  Ironically, on the blue-moon occasions I have to call them for something, the CSR always mentions that I should apply for their Visa card and offers to transfer me... I quickly and cheerfully decline.  Smiley Wink

Message 12 of 21
Anonymous
Not applicable

Re: WF CLI

they offer crap for no reason lol
Message 13 of 21
Anonymous
Not applicable

Re: WF CLI

Sorry that didn't work out for you. I am on their blacklist so no WF card for me, probably ever. 

Message 14 of 21
Anonymous
Not applicable

Re: WF CLI

it's fine i didn't need it. just read it was a SP and i wasn't sober so thought it would be fun to try lol
Message 15 of 21
12njoy
Super Contributor

Re: WF CLI


@Anonymous wrote:
it's fine i didn't need it. just read it was a SP and i wasn't sober so thought it would be fun to try lol

Sorry to hear OP.  I've always had to take a HP to increase my WF card.  i didn't mind myself as I went from $2,500 to $37,500 in about 15 months. 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 16 of 21
OmarGB9
Community Leader
Super Contributor

Re: WF CLI

Lol I got denied too a few months back, but that's cause I had just gotten a CLI like a month prior.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 17 of 21
Anonymous
Not applicable

Re: WF CLI

lol a $37,500 WF card is hefty
Message 18 of 21
12njoy
Super Contributor

Re: WF CLI


@Anonymous wrote:
lol a $37,500 WF card is hefty

Hefty indeed, but they won't change it to a Signature version.  Still a Visa Platinum.  Also, I have a 25.99% APR so needless to say, no carrying of balances on that card Smiley Mad

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 19 of 21
Anonymous
Not applicable

Re: WF CLI

platinum vs signature is not a huge deal really. but that apr is massive. wth
Message 20 of 21
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