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WF Cash Wise

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Harvey26
Valued Contributor

WF Cash Wise

Applied for this card 12/30. App has been pending since then got a call yesterday about verification. Completed the ID Verficiation. Hopefully this leads to an approval. Told me to check back in 24-48 hours.  I have had accounts with WF since 2014 and have a significant balance in my savings and DD goes there. I got double pulled with EQ and EX. Applied while going in branch to make a deposit has a SUB of $150 after spending $500 and recently found out I need new tires which will cost 1K or more figured why not collect some free money. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 17
16 REPLIES 16
AverageJoesCredit
Legendary Contributor

Re: WF Cash Wise

No money is free, and if its Wells, well...part of your soul is collectedSmiley Wink

Message 2 of 17
cashorcharge
Community Leader
Super Contributor

Re: WF Cash Wise

Good luck!!

Message 3 of 17
M_Smart007
Legendary Contributor

Re: WF Cash Wise

A good sign if they ask for ID verification. At least you made it to that checkpoint.

 

Good Luck!

Message 4 of 17
JR_TX
Valued Contributor

Re: WF Cash Wise

Good luck! 

Hopefully a congrats is in order!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 5 of 17
Anonymous
Not applicable

Re: WF Cash Wise


@AverageJoesCredit wrote:

No money is free, and if its Wells, well...part of your soul is collectedSmiley Wink


@AverageJoesCredit Lmao! 😂 I always look forward to your posts. You have a great sense of humor.

 

@Harvey26 Good luck with the app! I tend to think undergoing verification is a great sign of a pending approval. Please post your results. Also please post your SL!

 

I am debating whether to eventually add a Propel card to my line up, but am worried about WF's starting limits. 

Message 6 of 17
AverageJoesCredit
Legendary Contributor

Re: WF Cash Wise


@Anonymous wrote:

@AverageJoesCredit wrote:

No money is free, and if its Wells, well...part of your soul is collectedSmiley Wink


@AverageJoesCredit Lmao! 😂 I always look forward to your posts. You have a great sense of humor.

 

@Harvey26 Good luck with the app! I tend to think undergoing verification is a great sign of a pending approval. Please post your results. Also please post your SL!

 

I am debating whether to eventually add a Propel card to my line up, but am worried about WF's starting limits. 


Lol, thanks, in a way posting helps me too,   kinda therapeutic 😅. 

 

I can understand the  worry on WF apps because their limits usually are low. It befuddles me why such a big lender with a very checkered past doesnt give better credit limits or seems very conservative.   Good luck HarveySmiley Happy

Message 7 of 17
Credit12Fico
Established Contributor

Re: WF Cash Wise


@AverageJoesCredit wrote:

@Anonymous wrote:

@AverageJoesCredit wrote:

No money is free, and if its Wells, well...part of your soul is collectedSmiley Wink


@AverageJoesCredit Lmao! 😂 I always look forward to your posts. You have a great sense of humor.

 

@Harvey26 Good luck with the app! I tend to think undergoing verification is a great sign of a pending approval. Please post your results. Also please post your SL!

 

I am debating whether to eventually add a Propel card to my line up, but am worried about WF's starting limits. 


Lol, thanks, in a way posting helps me too,   kinda therapeutic 😅. 

 

I can understand the  worry on WF apps because their limits usually are low. It befuddles me why such a big lender with a very checkered past doesnt give better credit limits or seems very conservative.   Good luck HarveySmiley Happy


Well Fargo can open more accounts (Smiley Happy) if they give everyone a small limit.  Why open 1 account with a 10K limit when we could open 10 accounts with a 1K line Smiley Happy.

 

 

Message 8 of 17
Harvey26
Valued Contributor

Re: WF Cash Wise

@Anonymous  Received denial today. Reason: Recent personal installment loan is too new. Figured I would be denied. I guess relationship means nothing to them. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 9 of 17
pinkandgrey
Senior Contributor

Re: WF Cash Wise

@Harvey26 Sorry about the denial. WF is SUPER stingy even with relationship. I've applied for this card a couple times over the years and NADA lol 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 10 of 17
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