WF Propel Approval Odds

[Anonymous]

Experian 675
TU 697
Equifax 683

CK 664 (TU) / 657 (EQFX)

Currently have Cap1 QS(1750)/SavorOne(2500), Uber Visa (2900), DiscoverIt (1400), Chase Freedom (3600). Last approval was Chase Freedom ~4 months ago, and Uber Visa around 10 months ago. 

3 years AAoA, 10 years for the oldest, 4/24 

With Uber nixing their card I am looking to add another card. I want the Propel but idk if my credit is good enough for it. I was denied for Uber Visa at first too, and had to call recon and plead my case. Income 80-85k. Credit is bad because I broke my wrist in 2013 without insurance and have ~30k in collections because of that. Haven't missed one credit card/car/student loan payment in the last 5+ years. 

Do I have any shot with WF Propel? Or perhaps Amex Blue Cash Everyday/Preferred?

[Anonymous]

dont know much the odd for wf propel if you want the easy 1 right now is paypal master card and they pull only transunion, and they increase cl easy after few months using it. may i ask how have you got the Discover card. with the discover you could ask for cl increase every 2 or 3 months and it easy to ask. my wife got 1 start with 4k now only 11 months just ask for another increase now at over 10k

[randomguy1]

Slim

[Anonymous]

If you have no established relationship with wells fargo near zero. 

[Anonymous]

Your scores are fine for them. They don’t have pre approval on their site so it’d be a cold app.
I’m in your range and I received a pre approved mailer two months ago. I never applied.

My auto loan is through them so that may be some of it.

[Anonymous]

Yeah thats what I keep reading. I've been meaning to join WF for the 400$ bonus they have going on right now. So maybe I'll switch my bank account and try for Propel in Feb when Uber finally gets the axe. 

It seems like quite a few people have been approved (even cold apps) with high 600s scores, so hopefully with a bit of a relationship with the bank I'll have a better shot. 

[M_Smart007]

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@Anonymous wrote:

Yeah thats what I keep reading. I've been meaning to join WF for the 400$ bonus they have going on right now. So maybe I'll switch my bank account and try for Propel in Feb when Uber finally gets the axe. 

It seems like quite a few people have been approved (even cold apps) with high 600s scores, so hopefully with a bit of a relationship with the bank I'll have a better shot. 

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@Anonymous  .. one way to find out? .. cold app

[M_Smart007]

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@Anonymous wrote:

If you have no established relationship with wells fargo near zero. 

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I have actually seen some great approval's with No relationship.

also have seen denial's with relationship.

go figure?