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OK, I understand!!!!! Yes, makes total sense. I am on my computer at home. It's crazy, I never thought of that though. Geez. Thx
Wow...That's awesome!!! Congrats. What did they ask you? Or did they just approve? Wow? I never ever though to do that. Hey, side note, can anyone get a pen fed or nfcu or other credit union card? Any work arounds? The NFCU gives big limits!!
The stuff they ask you is your details for verification. Other than that, you explain the stuff from your CR that they don't like. I tried to explain my short credit history with the OP manager which she then tried to move my case to LO. Different LOs can have different opinion on the same CR.
NFCU: Either you are in the military or immediate family of military member.
PenFed: Either you are in the military, or immediate family, or make a donation to a veteran organization, which I forgot the name.
Depending on your associations (places where you work, live, etc.), you may get a membership for Credit Unions.
Thanks for all the advice!! Much appreciated
Let us know the result, and post to Approval section once approved.
Pulling the trigger. Any reccommendations on which BOA card to go for? I could use all the rewards types? Cash, Travel and Premium Rewards. Do you know which has a decent minumum starting limit? Meaning, which gives the highest limit? Would love a BIG SL. LoL. Thoughts?
@Anonymous wrote:Pulling the trigger. Any reccommendations on which BOA card to go for? I could use all the rewards types? Cash, Travel and Premium Rewards. Do you know which has a decent minumum starting limit? Meaning, which gives the highest limit? Would love a BIG SL. LoL. Thoughts?
Since you asked I must put in here that questions and interest in "BIG SL" and "is the card metal" is really vanity and NOT credit. Worry about getting a card that you can use, and if it has rewards, that those rewards WORK for your lifestyle. ALMOST any card's CL can grow and that is what credit is all about it is a marathon not a quick "great feeling" sprint. Get approved for a card that will work for you and GROW the CL by paying off and responsible use....GOOD LUCK in applying!!!!!