Wal Mart Application process

[Anonymous]

I have been wanting to apply for a wal mart card. can i get some data points? like scores they look for? who they pull from? etc etc

[Scupra]

It is backed by Sync so most likely TU.

[Anonymous]

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@Anonymous wrote:

I have been wanting to apply for a wal mart card. can i get some data points? like scores they look for? who they pull from? etc etc

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Applied for the Walmart Store Card on 12/3/2016 - HP from TU (My fico at the time of app was 675).

Approved for $1200 - called in to request a CLI for $10K they countered with $4K (thank you creditaddict).

You have access to the credit limit within 5 minutes that you can use online or store pickup, or you can go to the store with your ID and they can find your card information that way.

Good Luck if you decide to apply.

[Anonymous]

aside from CCT. is there anyone that has our TU score. I checked it on 11/4 and it was a 625. @ that time my EX was a 635 and my EX is now a 648. So i am assuming my TU score has probably went up. but im not sure to what. Was waiting to pull my score again from CCT until after the EX score went over 650.

[Aduke1122]

You can go to the Credit Pulls Database type in Wal Mart and see other scores of approvals , if it's within your range you may decide to go ahead but if not you may wanna wait it out a bit til your scores reach 650 , it's not uncommon to be approved for that card with a sub 650 score but you may get a smaller CL

[Anonymous]

well i went ahead and bit the bullet with CCT and it showed mt TU score @ 641. So i applied for wal mart card and they approved me for $700.00 clld the credit Solutions number 866-519-6441 to see if i can get an increase and they stated no. I am happy with the $700.00 though.

[Anonymous]

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@Anonymous wrote:

@Anonymous i went ahead and bit the bullet with CCT and it showed mt TU score @ 641. So i applied for wal mart card and they approved me for $700.00 clld the credit Solutions number 866-519-6441 to see if i can get an increase and they stated no. I am happy with the $700.00 though.

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Congrats on the approval! Will you go for the $50 statement credit and or the $75 e-gc if you buy a particualr electric?

[oldman425]

My scores are 680ish and I was approved for the store card with a $1200 limit.  Two months later I tried a auto CLI, requested a increase to $2400 and it was approved.

[Cheryla18]

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@Aduke1122 wrote:
You can go to the Credit Pulls Database type in Wal Mart and see other scores of approvals , if it's within your range you may decide to go ahead but if not you may wanna wait it out a bit til your scores reach 650 , it's not uncommon to be approved for that card with a sub 650 score but you may get a smaller CL

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Where is this Credit Pulls database you speak of?

[Anonymous]

Yeah, don't sweat the $700.  If you're on an upward trajectory like most MyFICOers, it won't last long.  I got my Walmart card in January at $900, and they bumped it to $1100 in July and $3K in October via the luv button.