cancel
Showing results for 
Search instead for 
Did you mean: 

Wal-Mart Pushing Credit Card apps now

tag
Anonymous514
Established Contributor

Wal-Mart Pushing Credit Card apps now

So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol


Smiley Very Happy




Message 1 of 27
26 REPLIES 26
OmarGB9
Community Leader
Super Contributor

Re: Wal-Mart Pushing Credit Card apps now

They're pressuring their cashiers more then lol

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now


@bigalkescott514 wrote:

So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol


Smiley Very Happy


It is a marketing technique knowing the people who get approved will likely probably carry balances and be charged interest.  The cashiers I am sure also get incentives for pushing people to apply..

Message 3 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now

I've noticed more push for apps in my local Wal-Mart too. Also at Sam's today they had the door greeter who checks membership cards pushing the CC. I think they were offering a $40 gift card incentive as well. 

Pushing cards makes me remember my days at Sephora inside JCPenney. We had credit goals we were supposed to meet. Good thing was the JcP card could be used on Sephora.com. Bad thing was store card interest rates are awful lol

Message 4 of 27
Kirmie2010
Established Contributor

Re: Wal-Mart Pushing Credit Card apps now

I know what you mean!  I get soo depressed when I see the offer for a free 2 litre of pop or a 10 dollar gift card for signing up!  I mean, if I didnt have the card already, I could of got a free 2 litre!

Message 5 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now

They always ask me when I shop there. I just got my card but I applied online, on my own, when I knew my score was high enough to get a instant approval which I did.

Message 6 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now

I was approached about applying in walmart recently. I told her that I already had a card and she said, "But people are getting a second one to save money!" Umm... no thanks. I have a 4k card that gets $5.00/mth useage.
Message 7 of 27
Anomalous
Senior Contributor

Re: Wal-Mart Pushing Credit Card apps now


@Anonymous wrote:
I was approached about applying in walmart recently. I told her that I already had a card and she said, "But people are getting a second one to save money!" Umm... no thanks. I have a 4k card that gets $5.00/mth useage.

That sounds like a load of malarkey 😏

Keep both your credit and your body in top shape!

Message 8 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now

Let em. I wish i had apped in store and gotten a gift card. Or free Mountain dew! The greatest soda in the world! haha

 

The walmart card does have some good in store perks of  no interest financing. I know there are a lot of store card haters but not everyone has constant 0% checks in the drawer to attack a large purchase at a moment's notice. Continuing to enjoy my lowe's overstock,  paypal, and WM.

Message 9 of 27
Anonymous
Not applicable

Re: Wal-Mart Pushing Credit Card apps now


@bigalkescott514 wrote:

So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol


Smiley Very Happy


If you have visited the "people of walmart" site, it will readilly be understood why there are so many denials. lol  I don't apply for cards when there are people around. If I'm going to get denied, I'd rather take my pain & embarrassment privately. Smiley Happy

Message 10 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.