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So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol
@bigalkescott514 wrote:So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol
It is a marketing technique knowing the people who get approved will likely probably carry balances and be charged interest. The cashiers I am sure also get incentives for pushing people to apply..
I've noticed more push for apps in my local Wal-Mart too. Also at Sam's today they had the door greeter who checks membership cards pushing the CC. I think they were offering a $40 gift card incentive as well.
Pushing cards makes me remember my days at Sephora inside JCPenney. We had credit goals we were supposed to meet. Good thing was the JcP card could be used on Sephora.com. Bad thing was store card interest rates are awful lol
I know what you mean! I get soo depressed when I see the offer for a free 2 litre of pop or a 10 dollar gift card for signing up! I mean, if I didnt have the card already, I could of got a free 2 litre!
They always ask me when I shop there. I just got my card but I applied online, on my own, when I knew my score was high enough to get a instant approval which I did.
@Anonymous wrote:
I was approached about applying in walmart recently. I told her that I already had a card and she said, "But people are getting a second one to save money!" Umm... no thanks. I have a 4k card that gets $5.00/mth useage.
That sounds like a load of malarkey 😏
Keep both your credit and your body in top shape!
Let em. I wish i had apped in store and gotten a gift card. Or free Mountain dew! The greatest soda in the world! haha
The walmart card does have some good in store perks of no interest financing. I know there are a lot of store card haters but not everyone has constant 0% checks in the drawer to attack a large purchase at a moment's notice. Continuing to enjoy my lowe's overstock, paypal, and WM.
@bigalkescott514 wrote:So I have noticed Wal-Mart has been pushing the asking to apply for credit thing alot. I see so many people getting denied when I am in line it's ridiculous lol
If you have visited the "people of walmart" site, it will readilly be understood why there are so many denials. lol I don't apply for cards when there are people around. If I'm going to get denied, I'd rather take my pain & embarrassment privately.