Walmart Pre-qualify in the mail

[mikelo22]

---

@MortgageMinded wrote:
Actually, the other card I wanted was Amazon and was turned down last year as well. Here's hoping to getting it. I don't know the CL yet, but hoping since most other accounts are around $1k, it will be at least $500.

---

Amazon Store Card or Chase Visa? The Chase version, for some odd reason, has ridiculously high UW requirements. It seems to be harder to get than the Freedom.

[MortgageMinded]

Actually the Amazon store. I shop online a lot and it would be a HUGE plus. Thanks for responding. I am hopeful later this year to get the Amazon or the DiscoverIT card. I won't be looking for anything else til at least July/Aug.

[Anonymous]

---

@MortgageMinded wrote:

UPDATE ----  I figured I would go for it, it's one of 2 cards I would really like to have because I shop there.   I was approved!!!!    I don't know the CL yet, it just said I would get the card in 10 days.

Thanks all.. fingers crossed.   GARDEN FOR SURE!!!

---

MortgageMinded

Congrats to you! Nothing like getting something you want right. Everyone's goals and credit situations are different but if it's a win for you the great

[Jerry45]

Take the chance. You probably will get a small limit, but it grows quicky with use.

[MortgageMinded]

I am in and got approved. Hoping for the best. $600 limit, i'll take it.

[Jerry45]

Congrats. You will get your first CLI  4 months or sooner.

[MortgageMinded]

Thanks for the info.... Glad to get a good card finally, now hoping for Amazon or DiscoverIT. Will wait til Summer before I decide which.

[dbatl14]

I got the same letter in the mail as well. I got the Amazon Store Card only got $400, applied for a CLI and got denied. I accepted the Walmart card offer and got approved. Don't know the CL as it didn't say only that my card will arrive within 10 days. I wonder what the CL is.

I figured I got the offer because Amazon is through Synchrony as well. Who knows. I guess I know more in 10 days.

[MortgageMinded]

If you call the phone number for Walmart Credit Customer Service (on their website) and you put in the last 4 of your SSN and zip code it will tell you what your credit line is.

I am going to wait before I try for Amazon, I am in no rush to get another hard pull on my credit report. Plus if I build this up for 6 mos, I might have an easier chance of getting the Amazon card.

Thanks... Good luck!!!

[MortgageMinded]

Got both, just waiting to pay off the remainder of my baddies in the next 6 weeks.