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Wayfair CC

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Anonymous
Not applicable

Wayfair CC

Does anybody know which CRA gets pulled for the Wayfair CC? TIA

Message 1 of 12
11 REPLIES 11
CreditCuriosity
Moderator Emeritus

Re: Wayfair CC

If you get SCT it is EQ.. Even without SCT I am guessing it is EQ as well as it is comenity..  It is a SP from EQ on my Credit report though.

Message 2 of 12
Anonymous
Not applicable

Re: Wayfair CC


@CreditCuriousity wrote:

If you get SCT it is EQ.. Even without SCT I am guessing it is EQ as well as it is comenity..  It is a SP from EQ on my Credit report though.


Thanks for the info! I'm trying to get it through SCT but I'm running out of patience.

Message 3 of 12
Anonymous
Not applicable

Re: Wayfair CC

It's an EQ puller.  I got the popup and turned it down.  Tried a dozen more times and then did a cold app with only the last 4 SS numbers.  Ended up being an HP on EQ for $500 SL.  I am pissed.  I am ditching 6 Comenity store cards soon, including this $500 card.  After 1 more year when all but 1 inquiry falls of, I'll apply for another big boy major bank card.

Message 4 of 12
Anonymous
Not applicable

Re: Wayfair CC

I just got it the other other day with the SCT.  Appears to be a SP.  It works at Joss and Main and a few other stores.  I was able to get a cli immediately after setting up my online account.

Message 5 of 12
Shawndoe79
Established Contributor

Re: Wayfair CC


@Anonymous wrote:

I just got it the other other day with the SCT.  Appears to be a SP.  It works at Joss and Main and a few other stores.  I was able to get a cli immediately after setting up my online account.


Did you put in a dummy card  as payment to get the popup?

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 6 of 12
Creditaddict
Legendary Contributor

Re: Wayfair CC


@Shawndoe79 wrote:

@Anonymous wrote:

I just got it the other other day with the SCT.  Appears to be a SP.  It works at Joss and Main and a few other stores.  I was able to get a cli immediately after setting up my online account.


Did you put in a dummy card  as payment to get the popup?


no, but it was a 5 second delay i would say for the pop up to come up when I clicked to next page in shopping cart.

Message 7 of 12
Anonymous
Not applicable

Re: Wayfair CC

Wayfair was a weird one - seems to be all or nothing with them for me in the sense that I'll either get a Comenity SCT pop-up on the first try (VS, Overstock, Loft) or never (Pier One, NY&Co, I've tried dozens of times.) Wayfair finally came up for me about the 4th time I tried it. I kept hemming and hawing over a purchase, so I probably filled my cart and abandned it 3 times in the space of about 2 weeks. I was actually shocked when it finally did happen, because I wasn't expecting it. One of my best SL's, too, for a Comenity card ($2k.) 

 

Only other time that's happened with a Comenity card was with the iComfort card - but that was a known issue. 

 

Good luck! It's a pretty decent little card, so I was excited to get it.

 

Message 8 of 12
Anonymous
Not applicable

Re: Wayfair CC


@Anonymous wrote:

Wayfair was a weird one - seems to be all or nothing with them for me in the sense that I'll either get a Comenity SCT pop-up on the first try (VS, Overstock, Loft) or never (Pier One, NY&Co, I've tried dozens of times.) Wayfair finally came up for me about the 4th time I tried it. I kept hemming and hawing over a purchase, so I probably filled my cart and abandned it 3 times in the space of about 2 weeks. I was actually shocked when it finally did happen, because I wasn't expecting it. One of my best SL's, too, for a Comenity card ($2k.) 

 

Only other time that's happened with a Comenity card was with the iComfort card - but that was a known issue. 

 

Good luck! It's a pretty decent little card, so I was excited to get it.

 


Was it a SP or HP?

Message 9 of 12
Anonymous
Not applicable

Re: Wayfair CC

What is SCT? Sorry new here!!!
Message 10 of 12
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