Wayfair approval?

[Anonymous]

Yes happened to me last week ! I just got the letter from them to call them as I have a fraud alert on ! So I answered a few questions and bam got approved for 3k just now! I’m happy!

[Anonymous]

What ended up happening? Did you get an approval? I recently applied & received the wait 7-10 business days. I just received an alert that my credit was pulled.

[Anonymous]

I had the exact thing happen to me. Did you get approved? What type of verification was needed? Also what is the “back door”? I’m new to the site and I love it.

[Anonymous]

This happened to me with Comenity Boscov's but was approved $2500 and it has been growing.

UPDATE:

On 3/20/18 recieved Boscov's credit card ($2500 sl) in the mail.  Set up a online account than immediately pressed the luv button, instantly increased by another $2000, sl now $4500.  Signed out and back in again pressed the luv button again, instantly increased by an additional $2000, sl now $6500.  Repeated for a 3rd time, got the 7-10 day message.  All SP.

On 5/20/18, exactly 2 months, requested cli by pressing the luv button, instantly increased by $2000, sl now $8500. Signed out and back in again pressed the luv button, again instantly increased by additional $2000, sl now $10,500.  Repeated for a 3rd time, got the 7-10 day message.  All SP.

I read on MyFico forum about this process to do while setting up new account.  But it also worked for requesting cli.  I think I may be on the every 2 months train for cli.  I wonder how high Comenity will go?  I will never need this high spend but it is great padding for my utilization.

[Anonymous]

I was denied, so this is incorrect, they do a hard pull through Equifax even on denials.

[Anonymous]

I am sorry your outcome was a denial. In the past I did the Comenity SCT , 5 within 2 or 3 weeks, approved credit cards,  hit me up for a inquiry for each (yes 5 inquiries), than hit my CRAs as CLOSED by grantor.  My score dropped and my AAoA also dropped.

If I would have read these forums first (I do now), I would have know that this can happen, and I would have never app for so many in such a short period of time.  Keep reading these forums they are a wealth of knowledge.   

In this credit game there is no guarantee and each persons credit file differs. 

. 

[Anonymous]

Which card were you denied for?

[Anonymous]

I’m new to the forum. What is CRA and AAoA? Thanks in advance.

[Anonymous]

Yeah, I'm not mad, just wanted to let others know. The information is overwhelming, but I'm trying.

[Anonymous]

The 5 credit cards I was approved than closed are Ann Taylor, Brylane Home, Overstock, J. Crew and Coldcreek MC.  I think the mastercard application triggered all the Comenity accounts to be closed.

I now has Overstock and it is growing (started at $3500, now at $7500).

CRA = credit reporting agency (Equifax, Transunion and Experian)

AAoA = Average Age of Account

In the search box, type "Abbreviations".