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Wayfair approval?

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wambeezy
Regular Contributor

Re: Wayfair approval?

I honestly thought I got declined since I got the 7-10 business day info when I appd. I don’t have good credit scores and still in the rebuilding. However, I went app crazy last week and got approved for 2 CC and 3 store cards.
Lo and behold, I was just gonna pay for a table with my other credit card and it gave me an option to pay with my Wayfair credit card account. I’ll just wait til I get something from them before I do anything.
Message 31 of 35
Anonymous
Not applicable

Re: Wayfair approval?

If you get the 7-10 day message but you get an account number and the option to pay via card — then it’s most likely verification and you have already been approved. You wouldn’t be able to order via account if you weren’t approved.

Also someone said they applied via SCT and got 5 inquiries? You might have did the SCT incorrectly. The only reason the pop ups appear is because comenity did a SP on you and choose to show you the offer.

Also I got 4 comenty cards and the two I don’t use have gotten 2 cli so far but the other two I use the most haven’t gotten one lol go figure
Message 32 of 35
wambeezy
Regular Contributor

Re: Wayfair approval?

That makes more sense now to me. The 7-10 message appeared and was gone in like 10 seconds. I prolly hit something on the computer by accident. I did check and I got hit with 1 inquiry in my CR for it.

I hear ya. I get no love from Cap1 with CLI but the Credit One which I don’t like at all has given me love on CLIs.
Message 33 of 35
wambeezy
Regular Contributor

Re: Wayfair approval?

So I never got the 7-10 day letter but I received my card today with SL of $1500. Set up the account online, hit the luv button and got bumped to $3500. I’m not complaining at all.
Message 34 of 35
Anonymous
Not applicable

Re: Wayfair approval?

My answer does not reply to your question but I would like everyone to know to stay away from this store card. My cumlative credit score is roughly 750. My experience goes something like this.. I applied and was approved for a credit card for Wayfair (I only apply for a new line of credit if I can get what I need for a promotional financing offer). I also pay off all my promotional price credit card charges before the promotion ends, which is my little word of advice. Back to the story....Everthing was good and I was excited so I ordered everything I needed from there in one order with my lovely new line of credit. How great?! Not so much... I received my first statement for my newly aquired card and boy was I pissed! After looking over my statement I realized that I was being charged interest. How could this be possible? What had happened was they split my single order into two seperate orders and charged interest on a portion of what was actually placed as a single order. My next move was to call the credit issuer to explain the mistake that was made by them. After a lengtly conversation with the credit card company, I was told that everthing will be corrected and the change will be reflected on my next statement. Well..... After receiving my next statement the error was still present, so I called again. After speaking with another representive I was told that because of the the way the order was filled, my order was billed accordingly( everything didn't ship at the same time). Anyway.. I refuse to argue with someone I owe money to so as soon as I could... I paid off the balance for this card! I promise, I will never, and I mean NEVER  use this card/website again! I cut it up! Sorry for the rant but out of all the zero percent interest cards I held a balance on, this was by far my worst experience. Sorry for the rant, but applicants beware! 

 

PS: Ignore the typos because i'm no english major!

Message 35 of 35
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