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My answer does not reply to your question but I would like everyone to know to stay away from this store card. My cumlative credit score is roughly 750. My experience goes something like this.. I applied and was approved for a credit card for Wayfair (I only apply for a new line of credit if I can get what I need for a promotional financing offer). I also pay off all my promotional price credit card charges before the promotion ends, which is my little word of advice. Back to the story....Everthing was good and I was excited so I ordered everything I needed from there in one order with my lovely new line of credit. How great?! Not so much... I received my first statement for my newly aquired card and boy was I pissed! After looking over my statement I realized that I was being charged interest. How could this be possible? What had happened was they split my single order into two seperate orders and charged interest on a portion of what was actually placed as a single order. My next move was to call the credit issuer to explain the mistake that was made by them. After a lengtly conversation with the credit card company, I was told that everthing will be corrected and the change will be reflected on my next statement. Well..... After receiving my next statement the error was still present, so I called again. After speaking with another representive I was told that because of the the way the order was filled, my order was billed accordingly( everything didn't ship at the same time). Anyway.. I refuse to argue with someone I owe money to so as soon as I could... I paid off the balance for this card! I promise, I will never, and I mean NEVER use this card/website again! I cut it up! Sorry for the rant but out of all the zero percent interest cards I held a balance on, this was by far my worst experience. Sorry for the rant, but applicants beware!
PS: Ignore the typos because i'm no english major!