cancel
Showing results for 
Search instead for 
Did you mean: 

Well Fargo Dillards DENIED!!

tag
Anonymous
Not applicable

Re: Well Fargo Dillards DENIED!!


@Ron1 wrote:

@Anonymous wrote:

@Ron1 wrote:

@Anonymous wrote:

@Ron1 wrote:

@Anonymous wrote:

@CreditMagic7 wrote:

I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)

I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Smiley Sad Crap, WF is now on my own personal BLACKLIST forever.

 

Merry Christmas to you too Wells Fargo Smiley Mad


Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

 

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.


It looks very hard to get approved.  

 

 

Ron.


I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over. Smiley Happy


Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking. Smiley Happy

 

 

Ron.


Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.


Yes. It is still showing GE as the issuer. They changes will start at 5PM EST today. They are going to pull down the online website between 5PM EST today and 10am EST, Novermber 8. I think  you will be able link to the online banking if you have other WF accounts.

 

 

Ron.


Interesting. I have not had an online banking account with WF in years though.

 

Message 11 of 55
CreditMagic7
Mega Contributor

Re: Well Fargo Dillards DENIED!!


@Ron1 wrote:

Sorry about your denial. Smiley Sad  You might have too many inquiries. I know WF is INQ sensitive.  Did they pull TU? Do you have any account with WF?  I heard you need to have banking relationship.

 

 

Ron.


I thought for sure last night it was not, but this morning Yes, they pulled TU from the monitoring report Smiley Indifferent I really didn't think they were that poopie over a few INQ's but i now learned my lession about them.

Message 12 of 55
Ron1
Super Contributor

Re: Well Fargo Dillards DENIED!!


@Anonymous wrote:

@Ron1 wrote:

@Anonymous wrote:

@Ron1 wrote:

@Anonymous wrote:

@Ron1 wrote:

@Anonymous wrote:

@CreditMagic7 wrote:

I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)

I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Smiley Sad Crap, WF is now on my own personal BLACKLIST forever.

 

Merry Christmas to you too Wells Fargo Smiley Mad


Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

 

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.


It looks very hard to get approved.  

 

 

Ron.


I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over. Smiley Happy


Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking. Smiley Happy

 

 

Ron.


Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.


Yes. It is still showing GE as the issuer. They changes will start at 5PM EST today. They are going to pull down the online website between 5PM EST today and 10am EST, Novermber 8. I think  you will be able link to the online banking if you have other WF accounts.

 

 

Ron.


Interesting. I have not had an online banking account with WF in years though.

 


You don't have any WF account. The online banking website might find any WF credit card or retail card. Then it will ask you if you want to link.

 

 

Ron.

Message 13 of 55
CreditMagic7
Mega Contributor

Re: Well Fargo Dillards DENIED!!


@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.

Thank You Wanderer

I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.

Message 14 of 55
Ron1
Super Contributor

Re: Well Fargo Dillards DENIED!!


@CreditMagic7 wrote:

@Ron1 wrote:

Sorry about your denial. Smiley Sad  You might have too many inquiries. I know WF is INQ sensitive.  Did they pull TU? Do you have any account with WF?  I heard you need to have banking relationship.

 

 

Ron.


I thought for sure last night it was not, but this morning Yes, they pulled TU from the monitoring report Smiley Indifferent I really didn't think they were that poopie over a few INQ's but i now learned my lession about them.


WF is inqury senstive. I was lucky to get approved for other retail cards. Smiley Happy It might to get approved if you have any other WF accounts.

 

 

Ron.

Message 15 of 55
Anonymous
Not applicable

Re: Well Fargo Dillards DENIED!!


@CreditMagic7 wrote:

@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.

Thank You Wanderer

I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.


It might have been best to apply In-store for this one.

Message 16 of 55
CreditMagic7
Mega Contributor

Re: Well Fargo Dillards DENIED!!

@Ron

 

I said last night that i would bite but instead i got bit Smiley Frustrated

Message 17 of 55
Ron1
Super Contributor

Re: Well Fargo Dillards DENIED!!


@Anonymous wrote:

@CreditMagic7 wrote:

@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.

Thank You Wanderer

I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.


It might have been best to apply In-store for this one.


Sometimes, it might help. It depends on the issuers. 

 

 

Ron.

Message 18 of 55
CreditMagic7
Mega Contributor

Re: Well Fargo Dillards DENIED!!

I thought since Dillards is a store and i read some members were dissatisfied with low starting limits that they might be rather simple to be approved for with a so so limit. Something is always better then not at all Smiley Sad

Message 19 of 55
baller4life
Super Contributor

Re: Well Fargo Dillards DENIED!!

Wells Fargo sucks!!! I'll never again waste an inq on them. Sorry OP!
Message 20 of 55
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.