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Wells Fargo Platinum

Auto Loans for ANY Credit Situation. Immediate Response.
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New Contributor

Wells Fargo Platinum

I received an offer in the mail with an invitation code for the Wells Fargo Platonum card.   

 

Any ideas on how reliable this is?  The only account I currently have with them is a mortgage.

 

Thanks

FICO8 Scores:
EX: 686 – 4/1/2019
TU: 708 – 4/1/2019
EQ: 712 – 4/1/2019



FICO9 Scores:
EX: 682 – 4/1/2019
TU: 710 – 4/1/2019
EQ: 729 – 4/1/2019


Message 1 of 4
3 REPLIES 3
Moderator

Re: Wells Fargo Platinum

Is the mailer a pre-approved offer or an "invitation to apply" OP?
Message 2 of 4
New Contributor

Re: Wells Fargo Platinum

 


@FinStar wrote:
Is the mailer a pre-approved offer or an "invitation to apply" OP?


"You're invited to apply for this card, so apply today." with the invitation code and has a dealine for April 12th.  I think it is just marketing now that I look at it closer.

FICO8 Scores:
EX: 686 – 4/1/2019
TU: 708 – 4/1/2019
EQ: 712 – 4/1/2019



FICO9 Scores:
EX: 682 – 4/1/2019
TU: 710 – 4/1/2019
EQ: 729 – 4/1/2019


Message 3 of 4
Moderator

Re: Wells Fargo Platinum

Correct, just a marketing solicitation to apply. Typically, the code identifiers on either offer are simply a tracking mechanism for marketing purposes.

The pre-approved offers are fairly solid in the majority of cases though.
Message 4 of 4
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