Wells Fargo Prescreen

[ddemari]

I logged into my Wells Fargo savings account just now and a pop up for card appeared. Unfortunately, its for a wells fargo secured visa

At least I know that wells fargo does prescreen your account and gives offers though, this was my intention on why I got the savings account there, to be on their radar lol. I am declining the secured card, as I don't need one of those. Just glad to see that they do send offers to your online acccount  

[Anonymous]

Yea I'd never pay a AF on a secured card unless I was desperate. Beside I hate WF. their not easy to deal with.

[Anonymous]

I have been waiting for the prescreen pop ups too. Have had my mortgage with them for 3 years and still nothing. I wouldn't apply, but I would like to see them care. 

[Anonymous]

Questionfor you about opeing the WF checking account.  Do you know if they pulled chexsystems?  Im considering opening one but hate to keep adding inqs ro CS.

[lindsaydruart]

WF Secured card is a waste of time if you want something that will unsecure. Otherwise, it's the same as any rebuilder card that you get for a short time and cancel before the first year.

[lindsaydruart]

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@Anonymous wrote:

Questionfor you about opeing the WF checking account.  Do you know if they pulled chexsystems?  Im considering opening one but hate to keep adding inqs ro CS.

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They pull credit and chexsystems but it's not a hard pull, I don't think.

[Anonymous]

No preapproval for me, just the Cash back card popup when I log in. 5% gas grocery drugstore for 6 months.  0% APR 15 months then 17-26%.

[ddemari]

I only opened a savings account with WF and I'm not sure what type of method they used. Sorry

[ddemari]

The fine print says that a credit berau report will be obtained to open this card.

[Creditaddict]

Seeing this made me think of my partners account and made him sign in and boom (offer for 0% for 18 months) then 17.24%.

I'll update.