@Anonymous wrote:
So i applied the other day for the propel card with WF. It went to pending for verification and i received a call today for me to verify a few things. The CSR stated she will then forward my app to another credit dept so they can review and it should take about 24-48 hours to hear anything or for me to wait on mail. Has anyone who applied for this card gone through the same process and what could this other dept be doing with the app?
Do you have an existing banking or credit relationship with them? How many CC accts have you opened in the last 24 months?
I ask because they can be picky if you don’t have an acct. with them. I app’d in July and got denied for the sole reason of being at 5/24! With a 773 EX F9 at that! Less than 2 months later they sent me a prequal’d invitation in the mail with a set APR of 17.49% which I accepted. Instant approval of $10K SL with a much lower score of 750s EX F9 only because 2 accts aged off and was at 3/24 that time.
