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Wells Fargo Visa Signature - Need to Verify Information Message

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revjamesl
Valued Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 11 of 61
Anonymous
Not applicable

Re: Wells Fargo Visa Signature - Need to Verify Information Message

Good deal. I'm certain you'll be good to go. From everything I've read on here from people who've accounts with WF, they'll take care of you with good CL's once you're "in". Now come join the "party". 😀😀😀
Message 12 of 61
Platinum
Frequent Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@revjamesl wrote:

@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.


I told you. They offered me same thing, approval if I open deposit account(s). I said no way, I don't need no more deposit accounts.

Message 13 of 61
revjamesl
Valued Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.


I told you. They offered me same thing, approval if I open deposit account(s). I said no way, I don't need no more deposit accounts.


Well, unlike you, I am going to open an account even for just a short time since I already gave them a HP.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 14 of 61
Platinum
Frequent Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@revjamesl wrote:

@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.


I told you. They offered me same thing, approval if I open deposit account(s). I said no way, I don't need no more deposit accounts.


Well, unlike you, I am going to open an account even for just a short time since I already gave them a HP.


Good for you. They will be watching you. When I closed my checking/ savings they decreased my CC limit from $18K to $12K. I've got mad because no one ever has done that to me and then I closed everything.

Message 15 of 61
revjamesl
Valued Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.


I told you. They offered me same thing, approval if I open deposit account(s). I said no way, I don't need no more deposit accounts.


Well, unlike you, I am going to open an account even for just a short time since I already gave them a HP.


Good for you. They will be watching you. When I closed my checking/ savings they decreased my CC limit from $18K to $12K. I've got mad because no one ever has done that to me and then I closed everything.


Good to know and again thank you for your assistance.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 16 of 61
Platinum
Frequent Contributor

Re: Wells Fargo Visa Signature - Need to Verify Information Message


@revjamesl wrote:

@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

@revjamesl wrote:

@Platinum wrote:

Call this number: 866-412-5956

 

Maybe they already have an answer for you. Mine came in only 2 hours after the app.


Ok, so here's the scoop. I was declined for a lack of relationship with WF. However, I meet 2 of the 3 requirements: both my job and credit profile check out. The gentleman I spoke with instructed me to apply for a checking/savings account in person; at which point I could have my applicated reconsidered. That same gentleman said as long as I open a banking relationship with them I should get my approval. So, I will swing by a WF in the morning and get this taken care of. I shall report back.


I told you. They offered me same thing, approval if I open deposit account(s). I said no way, I don't need no more deposit accounts.


Well, unlike you, I am going to open an account even for just a short time since I already gave them a HP.


Good for you. They will be watching you. When I closed my checking/ savings they decreased my CC limit from $18K to $12K. I've got mad because no one ever has done that to me and then I closed everything.


Good to know and again thank you for your assistance.


Any time. Smiley Happy

Message 17 of 61
Anonymous
Not applicable

Re: Wells Fargo Visa Signature - Need to Verify Information Message

Don't take it personal. This particular bank obviously prefers a relationship. Stay with them, they'll treat you right. Leave um and they'll look to cut you off. It's their bank, their rules. I wouldn't get too upset. If it didn't work for them, they'd change. 😱😱😱😱😱😱😱😱😱
Message 18 of 61
revjamesl
Valued Contributor

All very true. Thank you as well. I just hope the SL does...


@Anonymous wrote:
Don't take it personal. This particular bank obviously prefers a relationship. Stay with them, they'll treat you right. Leave um and they'll look to cut you off. It's their bank, their rules. I wouldn't get too upset. If it didn't work for them, they'd change. 😱😱😱😱😱😱😱😱😱

All very true. Thank you as well. I just hope the SL doesn't stink. Any chance they'd want to be competitive out of the gate? I hear they love lower SL but I did apply for the signature edition and that requires a minimum of 5k, right? I'm wanting 20 or 25k. I am probably crazy, though.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 19 of 61
Anonymous
Not applicable

Re: Wells Fargo Visa Signature - Need to Verify Information Message

Read the following link below. This was discussed today on the "Approval" side. I believe you'll like what you read and it definitely confirms what I've said: they'll treat you right if you stay with them. 😀😀😀😀😀😀


http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-1000-for-Well-s-Fargo-Platinum-Vi...
Message 20 of 61
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