Wells choice privileges CLI failure

[AzCreditGuy]

Well decided to call in to see if I could get a CLI, talked to the rep who stated the request is now a SP and if a HP is needed we would let the consumer know. 

Takes down my salary, mortgage info, extra money made, etc. Asks how much of a CLI I want, I state $35k. My current line is $2350, was $5k but Barclays are scum. 

Proceeds to tell, she will be back in 2 minutes. Comes back and trasnfers over to someone that can tell me about my CLI, thinking I had it, ask why I was transfered over and the gentleman tells me, hes with underwritting and will pull a HP for request. 

I said no, withdrawl request and inform your reps that a HP is not a SP as the rep never stated I was rejected on my SP or if it was even pulled?

Wells must hate the Barclays portfilio they took over, as they are even worse than Barclays when it comes to CLIs. I have 2 personal CCs and 2 Buss CCs and 1 BLOC and this choice card is a joke to even get a CLI

[keekers]

Boo. Sorry.

[FicoMike0]

Sorry to hear that. I don't get what Barclay has to do with it. Isn't $2350 to $35k a pretty big jump? I was pleased to get 3X from amex, but you're asking more than 14X. Maybe a typo? I'm interested because I'm planning a cli request from wells. If I thought I had a chance at anywhere 14X, id take a hp.

If it helps, I'll throw in that Barclays sucks pond scum and howls at the moon!

[CorpCrMgr1]

Sorry you didn't get a CLI. Hopefully, next time!

[NoHardLimits]

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@FicoMike0 wrote:

I don't get what Barclay has to do with it.

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Barclays used to issue the Choice card.  OP's account must have migrated to Wells Fargo.

[FicoMike0]

Does this migration stuff happen often? I'd like my commerce visa to migrate to a real bank. 

[NoHardLimits]

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@FicoMike0 wrote:

Does this migration stuff happen often? I'd like my commerce visa to migrate to a real bank. 

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Co-brand cards (like Choice) are arrangements that normally have a defined end date.  Before that date, negotiations occur and the two parties can either come to a new agreement or go their separate ways.  If they separate, existing accounts are often (but not always) migrated to a new financial institution.  Migrations can also occur through mergers, acquisitions, and divestitures.

[AzCreditGuy]

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@FicoMike0 wrote:

Sorry to hear that. I don't get what Barclay has to do with it. Isn't $2350 to $35k a pretty big jump? I was pleased to get 3X from amex, but you're asking more than 14X. Maybe a typo? I'm interested because I'm planning a cli request from wells. If I thought I had a chance at anywhere 14X, id take a hp.

If it helps, I'll throw in that Barclays sucks pond scum and howls at the moon!

When I went on a credit spree I got approved with a $5K CL for Barclays, put a BT of $2500 on it, while I did other BTs to kill some high APRs on some AU CCs I was on. Barclays rechecked my credit 2 months after my credit spree and reduced my CL to $2350, pretty much maxing out my credit line and thus screwing my credit score by doing this. Yes they are pon scum, Now Wells need to do the right thing and remove the Barclays BS for those that have had that card for over 4 years like myself and give use a CLI on a SP as it does with other cards. No I did not get a $35k CLI, they wanted to do a HP, instead of a SP as the rep stated. Ive been in the garden for almost 5 yrs dont plan on any HPs anytime soon 

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[FicoMike0]

I have the wells active cash visa with $8.5k. Do you think I have a chance at $35k if I let the scum suckers do a hard pull? Btw, I'm in the garden too, this my second month, only 30 days to go.😂😂

[AzCreditGuy]

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@FicoMike0 wrote:

I have the wells active cash visa with $8.5k. Do you think I have a chance at $35k if I let the scum suckers do a hard pull? Btw, I'm in the garden too, this my second month, only 30 days to go.😂😂

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Barlcays are scum, Wells has been ok. As long its not a choice card and more Wells Branded $35k is CAKE with SP sprinkles lol