No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@FinStar wrote:
@NY2014 wrote:Correct me if im wrong , Hardly seen post or moist chase pulls TU. Always Ex . for me .. Maybe depends what Region ? east coast here ..
IME, they have pulled EX and EQ. A long while ago, they pulled TU. And, I'm also on the East Coast.
On freedom chased did pull tu for me. But when I was declined last year. They pull eq and ex. But this time my eq was frozen on the pre approval site. So they pulled tu.
Chase pulled TU and EX for me. Capital one pulled all 3 CB's.
@Gmood1 wrote:I'm curoius if there are any CC companies that just pull TU? TU isn't my best score, but has the fewest inq's.
Thanks for any info!
Barclays, Synchrony, and US Bank have always pulled TU for me in Ohio. 5/3 Bank has pulled TU and EQ for me. NFCU has pulled TU when EQ is on ice. Oh and State Farm pulled TU for me twice (I got approved and kept card for one year and closed it due to low CL).
During my app spree the following were exclusive TransUnion
Synchrony Financial/ PayPal Extra
Synchrony Financial/ Walmart
California
Chase for co-brand card pulled TransUnion. On recosideration pulled TransUnion and Experian. On Chase Freedom pulled Experian. (mixed results)
Inquiry distribution really isn't a big factor these days once you pass a certain number of new accounts anyway.
There are few dedicated TU pullers: couple CU's, Barclays, most Synchrony cards, and that's sorta it. Merrick I think too and maybe Fifth-Third?
ETA: Those last two have some distribution of other pulls in them.
My TU report just doesn't get much love from creditors. Whether it's reporting a pull or an account. My EX on the other hand has been hammered!
7 inq's on TU now and 11 on EX.
I went a head and apped for the Paypal extra Mastercard. They did in fact pull just TU. Ended up with a $1500 limit. I was hoping for more but it will do for now.
10 for 10 on the Apps. Only got it so I could have my baby daughter's picture imposed on the card. lol
The lower limit may get it SD in the end. Thanks for all the great info guys.
@Gmood1 wrote:My TU report just doesn't get much love from creditors. Whether it's reporting a pull or an account. My EX on the other hand has been hammered!
7 inq's on TU now and 11 on EX.
I went a head and apped for the Paypal extra Mastercard. They did in fact pull just TU. Ended up with a $1500 limit. I was hoping for more but it will do for now.
10 for 10 on the Apps. Only got it so I could have my baby daughter's picture imposed on the card. lol
The lower limit may get it SD in the end. Thanks for all the great info guys.
Congrats on your new card. Call Synchrony backdoor and request cli. Ask for $35k!