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What CC's pull from TU only?

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taxi818
Super Contributor

Re: What CC's pull from TU only?


@FinStar wrote:

@NY2014 wrote:

Correct me if im wrong , Hardly seen post or moist chase pulls TU. Always Ex . for me .. Maybe depends what Region ?  east coast here ..


IME, they have pulled EX and EQ.  A long while ago, they pulled TU.  And, I'm also on the East Coast.

On freedom chased did pull tu for me. But when I was declined last year. They pull eq and ex. But this time my eq was frozen on the pre approval site. So they pulled tu. 

Message 11 of 20
Gmood1
Super Contributor

Re: What CC's pull from TU only?

Chase pulled TU and EX for me. Capital one pulled all 3 CB's. 

Message 12 of 20
12njoy
Super Contributor

Re: What CC's pull from TU only?


@Gmood1 wrote:

I'm curoius if there are any CC companies that just pull TU? TU isn't my best score, but has the fewest inq's.

Thanks for any info!


Barclays, Synchrony, and US Bank  have always pulled TU for me in Ohio.  5/3 Bank has pulled TU and EQ for me.  NFCU has pulled TU when EQ is on ice.  Oh and State Farm pulled TU for me twice (I got approved and kept card for one year and closed it due to low CL). 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 13 of 20
Anonymous
Not applicable

Re: What CC's pull from TU only?

 

During my app spree the following were exclusive TransUnion

 

 

Synchrony Financial/ PayPal Extra
Synchrony Financial/ Walmart

 

California

 

 

Chase for co-brand card pulled TransUnion. On recosideration pulled TransUnion and Experian. On Chase Freedom pulled Experian. (mixed results) 

Message 14 of 20
Revelate
Moderator Emeritus

Re: What CC's pull from TU only?

Inquiry distribution really isn't a big factor these days once you pass a certain number of new accounts anyway.

 

There are few dedicated TU pullers: couple CU's, Barclays, most Synchrony cards, and that's sorta it.  Merrick I think too and maybe Fifth-Third?

 

ETA: Those last two have some distribution of other pulls in them.




        
Message 15 of 20
Gmood1
Super Contributor

Re: What CC's pull from TU only?

My TU report just doesn't get much love from creditors. Whether it's reporting a pull or an account. My EX on the other hand has been hammered! 

7 inq's on TU now and 11 on EX. 

 

I went a head and apped for the Paypal extra Mastercard. They did in fact pull just TU. Ended up with a $1500 limit. I was hoping for more but it will do for now.

10 for 10 on the Apps. Only got it so I could have my baby daughter's picture imposed on the card. lol 

The lower limit may get it SD in the end. Thanks for all the great info guys.Smiley Happy

 

Message 16 of 20
NY2014
Established Contributor

Re: What CC's pull from TU only?

Yes I can relate. I'm always getting Pulls from 717 EQ .13. 729 EX just picked up 2 capital one, total 8 and TU my highest score Now 750 4 inq, I think I might app for PayPal MC, U.S Bank Business Rewards, not sure if same pull with personal.? looking into Discover, but from some post other members they pull EX/EQ,
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 17 of 20
Gmood1
Super Contributor

Re: What CC's pull from TU only?

Yup I think Discover pulled just EX for me.
Message 18 of 20
baller4life
Super Contributor

Re: What CC's pull from TU only?


@Gmood1 wrote:

My TU report just doesn't get much love from creditors. Whether it's reporting a pull or an account. My EX on the other hand has been hammered! 

7 inq's on TU now and 11 on EX. 

 

I went a head and apped for the Paypal extra Mastercard. They did in fact pull just TU. Ended up with a $1500 limit. I was hoping for more but it will do for now.

10 for 10 on the Apps. Only got it so I could have my baby daughter's picture imposed on the card. lol 

The lower limit may get it SD in the end. Thanks for all the great info guys.Smiley Happy

 


Congrats on your new card. Call Synchrony backdoor and request cli. Ask for $35k! 

Message 19 of 20
Gmood1
Super Contributor

Re: What CC's pull from TU only?

Thx Baller! Can I do that now? Ask for a higher limit?
Message 20 of 20
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