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What are my approval chances for AMEX BCP?

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myjourney
Super Contributor

Re: What are my approval chances for AMEX BCP?


@Anonymous wrote:

@Anonymous wrote:

I suppose a bit.  Just want to be in the best position possible when applying...


You are in the best postion right now.  Building credit can strike fear in anyone that is why this community is here to support you.  The CLI from CAP 1 won't make much of a difference.

 

So lets do this.. We will do it one at a time so that you are not overwhelmed.  Remember, because your file is thin this application will cause your score to reduce a bit. Don't panic as it will go back up.

 

Do you want the Chase Freedom card? If you do, have your phone charged and I hope you have eaten some breakfast. If you apply and it goes into pending, we will have you call and recon.  I will tell you what to say when you call...

 

What do you think?


Bravo on the helping hand WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 31 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?

I think i would prefer to stay away from Chase for the time being since I was just denied a CSP a while back...

 

Still leaning BCP unless you think it too pie in the sky.

Message 32 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?


@Anonymous wrote:

I think i would prefer to stay away from Chase for the time being since I was just denied a CSP a while back...

 

Still leaning BCP unless you think it too pie in the sky.


OK.. But revisit them when you have healed from the denial.  They are a good bank to get in with.  Lets do as you say.  Apply for the BCP and report back.

Message 33 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?

App for Amex!! Good luck!
Message 34 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?

Woot!

Approved for the BCP Smiley Happy.  CL is pretty low at $2500, but it's a start.

Thanks much for all the advice, etc.

Message 35 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?


@Anonymous wrote:

Woot!

Approved for the BCP Smiley Happy.

Thanks much for all the advice, etc.


Very good and congrats.  What is the limit approved for?  Lets not stop there...  Are you ready for more or do you need to take a little break?Smiley Tongue  This is why I want you to apply for the freedom... If you are taking a little break then read this thread...

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Should-I-app-for-Chase-Freedom/td-p/4071306/highlight/false

Message 36 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?

Must have edited the post just after you hit reply.  Limit is $2500 to start....lower than I had hoped, but I digress.

Message 37 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?


@Anonymous wrote:

Woot!

Approved for the BCP Smiley Happy.  CL is pretty low at $2500, but it's a start.

Thanks much for all the advice, etc.


Amex cards will grow with you quickly... The most important thing is you are in... In 60 days you will be loooking at a CLI of $7,500...

Message 38 of 60
Jerry45
Valued Contributor

Re: What are my approval chances for AMEX BCP?

Way to go! Congrats

Message 39 of 60
Anonymous
Not applicable

Re: What are my approval chances for AMEX BCP?

I am sort of enamored with the idea of applying for one more card, but worried about having that 3rd inquiry in 6 weeks and the potential immediate credit score hit from adding on the new cards. 

Message 40 of 60
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