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I have been building my credit for a while and I have a 715 from Transunion and 702 from Equifax. I have been looking into capital one but don't know if there's any other good cards to get or ones I will have a good chance of being approved for. I think I've had 2 denials within the past 12 months. Let me know your thoughts! Currently I have a discover it card with $2,000 limit and 20% utilization, along with a car loan ($18,000) and student loans ($5,000).
Having Discover and loans you have already established your credit profile and with your current score, you should be able to get any card that you want.
I would say get AMEX like BCE and another MC/Visa card, but take your time to see what would best benefit you the most.
You are doing great already so don't rush to app spree just because you can get approved.
+1 Cybersamp
I would add Penfed
My scores are lower than yours with some derogs and I use my QS as my main card and I also really like my AMEX BCP for the 6% back on groceries.
@Anonymous wrote:I have been building my credit for a while and I have a 715 from Transunion and 702 from Equifax. I have been looking into capital one but don't know if there's any other good cards to get or ones I will have a good chance of being approved for. I think I've had 2 denials within the past 12 months. Let me know your thoughts! Currently I have a discover it card with $2,000 limit and 20% utilization, along with a car loan ($18,000) and student loans ($5,000).
When you say you have a 715 and a 702, where are those scores from?