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What cards should I apply for???

tag
Anonymous
Not applicable

What cards should I apply for???

Signed up to check my scores

they range from 643-653 from all 3 bureaus 

i have 2 capital one cards 

1 master card and 1 is a visa. 

Limits are 2250 and 1750

also a partially secured b of a card that has a 500 limit

i believe I put a deposit of $100

it was back in 2011

any advice on what to apply for

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: What cards should I apply for???

I should also note

chase 

citi

us bank

doesnt give me any pre pproved offers

b of a gives me a "reccommend" offer

Message 2 of 6
redpat
Senior Contributor

Re: What cards should I apply for???

In my opinion, wait until your scores are between 660 - 680.  This way you can get better offers, SL and reward product.

 

BOA is not a prequal, just a suggestion, don't take it.  Be patient, work on yor scores and research a card you would really like to have.

 

Don't waste a HP just to have a card to be approved for IMO.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 3 of 6
Anonymous
Not applicable

Re: What cards should I apply for???

Think I would have to agree with the above poster...

Message 4 of 6
Anonymous
Not applicable

Re: What cards should I apply for???

+1
Message 5 of 6
Anonymous
Not applicable

Re: What cards should I apply for???

when did u last request a CLI on either of the cap1's?

 

What are your goals?

 

What do you spend money on?

Message 6 of 6
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