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What'd ya get in the mail today?

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Ghoshida
Valued Contributor

Re: What'd ya get in the mail today?


@KennyRS wrote:
Received my Citi Double Cash today.. super flimsy card. Nice look/color scheme. Like that the number is on the back with my name on the front and back.Not a world MC.. CL is only 4.8k on this card since it was a PC. EMV is nice and small.. I like it!

What did you PC this from BTW?

 

I have a Dividend; I know I'd be mostly better off by PCing but I don't want to give up my $15 CB lying on that card and those bonus categories simply because of the what-if factor. 

Message 81 of 2,756
Kenny
Moderator Emeritus

Re: What'd ya get in the mail today?


@Ghoshida wrote:

@KennyRS wrote:
Received my Citi Double Cash today.. super flimsy card. Nice look/color scheme. Like that the number is on the back with my name on the front and back.Not a world MC.. CL is only 4.8k on this card since it was a PC. EMV is nice and small.. I like it!

What did you PC this from BTW?

 

I have a Dividend; I know I'd be mostly better off by PCing but I don't want to give up my $15 CB lying on that card and those bonus categories simply because of the what-if factor. 


Diamond preferred for some reason the TYP and Forward weren't eligible at the time but they told me I can do these later if I wish.

Message 82 of 2,756
Ghoshida
Valued Contributor

Re: What'd ya get in the mail today?


@KennyRS wrote:

@Ghoshida wrote:

@KennyRS wrote:
Received my Citi Double Cash today.. super flimsy card. Nice look/color scheme. Like that the number is on the back with my name on the front and back.Not a world MC.. CL is only 4.8k on this card since it was a PC. EMV is nice and small.. I like it!

What did you PC this from BTW?

 

I have a Dividend; I know I'd be mostly better off by PCing but I don't want to give up my $15 CB lying on that card and those bonus categories simply because of the what-if factor. 


Diamond preferred for some reason the TYP and Forward weren't eligible at the time but they told me I can do these later if I wish.


That's a good jump in rewards Smiley Happy I wonder if people are PCing their Dividends as well.

 

I use Cap One QS for most of  the non-category spend - It's a decent card. The Citi DC sounds marginally better in terms of CB but I'm hesitating to let go of the bonus categories of Dividend.

 

SO has an unused Citi Diamond lying somewhere. Will try to get that PCed soon. 

Message 83 of 2,756
Kenny
Moderator Emeritus

Re: What'd ya get in the mail today?

Yeah, I wouldn't lose any CB that I've already accumulated just for a PC to a 2% card that you may not use that much and you're also forgoing a sign up bonus. I have 3 citi cards so I wanted to make one of them useful (if not more if they would have let me. lol)
Message 84 of 2,756
Anomalous
Senior Contributor

Re: What'd ya get in the mail today?

A statement for a new account before the card arrives and a pre-qual offer from Capital One for a $35,000 auto loan. I just paid off my car note this June. Maybe they'll send me another in a few years when I need it. LOL!

Keep both your credit and your body in top shape!

Message 85 of 2,756
mongstradamus
Super Contributor

Re: What'd ya get in the mail today?

So just got mail from my post office three weeks worth all I got was typ pre approval and bank of Omaha. Both are nothing to write home about. Citi doesn't even want me for their double cash card! 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 86 of 2,756
Kenny
Moderator Emeritus

Re: What'd ya get in the mail today?

Personal loan invitation from Discover. (Opened it just to read the verbiage... they're crazy. "Only a select few are qualify for this.." Please. I've received one of these before and I actually was going to use it about 1.5 years ago... called them up, but the rates were atrocious! I just decided to take a loan of my then paid off car. Worked out better for me with an apr of 1.99%.

Went to the trash. lol
Message 87 of 2,756
Ghoshida
Valued Contributor

Re: What'd ya get in the mail today?

Well, my opting in is working, and the proof was sent by none other than Credit One. 

 

I must admit, their new envelope and pre-approval notice looks very professional. The charges, on the other hand, are ....

 

It seems like they're offering a whopping 1% gas rewards on all qualifying gas purchases in a billing cycle.

 

They're also offering a credit score every month. Any idea where they're getting that? Is it from CK, as does Cap One, or a FICO score, like Discover?

 

Will feed my shredder shortly.

Message 88 of 2,756
mongstradamus
Super Contributor

Re: What'd ya get in the mail today?

From what i can tell cap one score is exactly the same as CK . 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 89 of 2,756
daybreakgonesXe
Valued Contributor

Re: What'd ya get in the mail today?

Hmmm what did I get today...

 

JCP $10 off of $25 coupon

Special Ballot for next tuesday to vote yey or ney for renovations to the town's high school

Citi Thank You offer for 0% for 18 months, 14.99% after that.

Message 90 of 2,756
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