Re: What'd ya get in the mail today?

Jlu · ‎09-27-2014

@-Kenny- wrote:
@Jlu wrote:
Every week I get offers to apply for Discover IT and Cap1 QS... yet I already have both of these cards already so what the hell? It's fustrating too because the offer includes lower APR's than I have now yet they won't match them with my current cards.
Do you ask every 6 months via chat for APR reduction? I currently have the lowest APR for that reason. Also, when you get to lowest then they start offering like 1.99% APR promotional rate for like 6 months. Or 0% sometimes.

Interesting, no I have not done this. I just asked for all or nothing, but never thought to negotiate to somewhere in between. Thanks!

CorwinMortac · ‎09-27-2014

Let's see...my mailbox included these new cards

Walmart Mc
Chevron Visa
Discount Tire Syncb
Amazon

Starting Scores: TU 545 / EQ 523 / EX 534
June: MyFicoTU 602 / MyFicoEQ 589 / MyFicoEX 576
July: MyFicoTU 609 / MyFicoEQ 597 / MyFicoEX 594
August: MyFicoTU 599 / MyFicoEQ 610 / MyFicoEX 601
September: MyFicoTU 706 / MyFicoEQ 669 / MyFicoEX 698

sandman2435 · ‎09-27-2014

My DW gets offers every day, Me none,Im thimk Im maxed out with available credit lol.I never get pre-appovals as I think I have too many accounts now lol

Kenny · ‎09-27-2014

@sandman2435 wrote:
My DW gets offers every day, Me none,Im thimk Im maxed out with available credit lol.I never get pre-appovals as I think I have too many accounts now lol

I don't get offers anymore either. I think a lot of my lenders may not be too happy with my expansion. lol I'm hoping to cut some cards down, but to do that I really need to take the time and do a methodical clippage. haha

Take the myFICO Fitness Challenge

ray8806 · ‎09-28-2014

Umm today? I just recieved my new debit card from Chase and a letter saying "thank you for being a customer". No new CC's for me for a while I suppose.

EQ: 710(FICO) EX: 695(FICO) TU: 708(FICO)

BearsAndTurtlesRtheBest · ‎09-28-2014

nothing because its sunday BOOYA!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

Anonymous · ‎09-28-2014

@BearsAndTurtlesRtheBest wrote:
nothing because its sunday BOOYA!!

Oh how I wish you had said "No post on Sundays"

Ghoshida · ‎09-28-2014

Meh. Citi sent me a denial of CLI because it's still not 6 months since I got the last CLI. Anyway, I'm gearing up for holidays. CLIs will be one more cool gift !

Kenny · ‎09-28-2014

@BearsAndTurtlesRtheBest wrote:
nothing because its sunday BOOYA!!

Boooya indeed! lol

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red259 · ‎09-28-2014

Just checked my mail from the last few days. Multiple offers for Discover IT (Discover just doesn't stop with the junk mail). I also got an offer for the Barclays Arrival card, which is on my list for either my next round of apps or the round after that. Got yet another offer from cap 1 to transfer my balances to my venture card.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

What'd ya get in the mail today?

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