No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just got my BankAmericard. There was a delay in getting it because they sent it to my previous address but it finally arrived in my mailbox today. Can't wait to start using it responsibly .
I received my NASA Federal Credit Union welcome letter, Contained two cards with my savings account number. That was quick. Hopefully my night launch CC will be arriving shortly!
I got Merrill+ statement, Virgin Atlantic BT checks and my weekly reminder from LaQuinta that I have Gold status.
@B335is wrote:I got Merrill+ statement, Virgin Atlantic BT checks and my weekly reminder from LaQuinta that I have Gold status.
Good haul for one day.
@Ghoshida wrote:Yes, I think it's an EQ 04 score.
I'm eagerly waiting for next month-end's score. Huge chunks of balances have been paid off and they should report next month.
My EQ08 score is 40+ points higher than my EQ04 score. I learned this after USAA app (they use 04). Just think, you're EQ08 could have gotten an even bigger bump...
@lhcole77 wrote:
@B335is wrote:I got Merrill+ statement, Virgin Atlantic BT checks and my weekly reminder from LaQuinta that I have Gold status.
Good haul for one day.
Ok, I also got West Elm catalog, one of those annoying coupon flyers that isn't stapled together and a letter from Charter One for my neighbor - it says "Important." Hmmm.
@lhcole77 wrote:
@Ghoshida wrote:Yes, I think it's an EQ 04 score.
I'm eagerly waiting for next month-end's score. Huge chunks of balances have been paid off and they should report next month.
My EQ08 score is 40+ points higher than my EQ04 score. I learned this after USAA app (they use 04). Just think, you're EQ08 could have gotten an even bigger bump...
Maybe, but I'm kinda skeptical about the correlations amongst these different models.
In any case, my TU reporting is sorta screwed up, it says Discover N/R for 4 months and removed my 2-year old CU account. But it's also a TU 08 score that I get through Discover. I'm using that and the EQ 04 to gauge my credit progress. I'd be really happy the day both of these cross 750. That day, I'll pull my 3-bureau pack from MyFico and cross-check all these scores
I got a Merricks card and a preapproval for my husband at the credit union he used to have his check direct deposited in. They are a waste of time though, stingiest credit union ever. Offered me a $500 secured card if I got a cosignor. Chase has lower checking fees.. lol
I also got my decline from an Old Navy CLI, which stated it's primary reason as not enough major tradelines followed by not enough credit history. Which is funny because my average age of accounts is over 5 years and my oldest account is 13 years old..
Boring mail day.. lol
Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000
Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009
Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)
Gardening since 9/22/2014
Chase Freedom $3500. Nice card. Decent card. Not too thin or cheap. I'm running out of slots in my wallet - and I'm still waiting on my BoA Cash & my NASA Cash. 1st World Problems.
I received a pre-qualification for a TD Bank Visa Rewards Signature offering $200 in cash back, but I know they will pull EQ ( I am in FL), I don't want another HP so I will
Pass this offer.