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What'd ya get in the mail today?

tag
chalupaman
Super Contributor

Re: What'd ya get in the mail today?

My BBVA welcome letter and PIN number. They said the card should be here by Tuesday.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2021 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

6.25% FNBO came finally. Less ugly than the picture. Up to citi CLI to decide how much I use it instead of my double cash. 2% obviously better than 1.5% but the DC limit is so much lower than my other cards that Im getting the "low limits on revolving credit lines" message from myfico.

 

Also AmEx CLI denial letter cites my score from a month and a half ago when my score was 70 points lower. So aggravating.

Message 2022 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

How about email? I got an offer for a second Credit One account with a generous $500 CL.

 

Oh! Oh! I also got emails that my Amex, Freedom & Discover are in the mail. NFCU & SM have been quiet.

Message 2023 of 2,756
tbque
Valued Contributor

Re: What'd ya get in the mail today?

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Message 2024 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

I know chase and capital one are pretty dead on with their prequalified offers. Citi, I have heard its only if you are online and it shows a specific interest.

 

Well, I keep getting offers from them in the mail, but online it shows an error.

 

My latest offer today, Citi Simplicity 0% interest for 21 months, and only 12.99% apr thereafter! Wow!  That is probably the best mail offer I have seen, and even beats my family members bank of americard (was 21 months but 14.99 apr).

 

 

Message 2025 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

Pre-Approval for Citi Diamond Card.   Passing.

Message 2026 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

I got my target debit card today. I'm pretty nervous about using a debit card period but j don't keep much money in there anyways.
Message 2027 of 2,756
JamP
Valued Contributor

Re: What'd ya get in the mail today?

First Premier Pre-approved MC with a $700 SL with a $175 AF, $525 of initial available credit after deduct the annual fee. - PASS

 

Merrick Bank Visa Pre-approved for $1100 and instant double your line to $2200 in 7 months. Free Fico with GoScore. 19.45% which is better then some of my Cap1 cards. No AF or account setup fee. I would have jumped on this a year ago. I would probably jump on it now if it was a Citi card - PASS

 

AVANT wants to give me a personal loan. 96% customer satisfaction. - Pass

 

250k+ CL and climbing.
Message 2028 of 2,756
Anonymous
Not applicable

Re: What'd ya get in the mail today?

Got my Care Credit card today, 2 letters stating "insufficient amount of time at current credit limit" from the now defunct Discover train, and a 2nd denial letter from a failed recon attempt with Barclays.
Message 2029 of 2,756
mssher
New Contributor

Re: What'd ya get in the mail today?

I received a Prequal offer from US Bank for one of their partner cards:  North Dakota Alumni Association & Foundation Rewards Visa Signature Card.  Does anyone know if this would be a HP if I apply????

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 2030 of 2,756
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