What to Apply for with new building credit

[Scupra]

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@Anonymous wrote:

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@Scupra wrote:

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@Anonymous wrote:

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@Scupra wrote:

Have you researched any of the AMEX products? I think your first choice would be to decide between cash back or rewards points.

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Yes I have, went on their website and was Pre-approved for the Gold Card,Green Card and also the Blue Cash or Amex everyday not to sure but one of those. I want to apply but I'm scared I will get denied 

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Pick a card that fits your needs the best and apply. The worst that will happen is they will say no and you have one inquiry to show. You are pre-approved and that is a major plus. Good luck!

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That is very true! Which would you reccomend or would be the easiest to get? 

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They all have similar underwriting. You need to decide what card fits your needs and spending the best. Some have an AF and some don't. Then you have the cash back vs MR..

[Anonymous]

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@Scupra wrote:

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@Anonymous wrote:

---

@Scupra wrote:

---

@Anonymous wrote:

---

@Scupra wrote:

Have you researched any of the AMEX products? I think your first choice would be to decide between cash back or rewards points.

---

Yes I have, went on their website and was Pre-approved for the Gold Card,Green Card and also the Blue Cash or Amex everyday not to sure but one of those. I want to apply but I'm scared I will get denied 

---

Pick a card that fits your needs the best and apply. The worst that will happen is they will say no and you have one inquiry to show. You are pre-approved and that is a major plus. Good luck!

---

That is very true! Which would you reccomend or would be the easiest to get? 

---

They all have similar underwriting. You need to decide what card fits your needs and spending the best. Some have an AF and some don't. Then you have the cash back vs MR..

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Okay well thank you for explaining to me and I will check them out since I will just be using it for grocceries,gas and maybe some spending here and there nothing big

[Scupra]

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@Anonymous wrote:

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@Scupra wrote:

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@Anonymous wrote:

---

@Scupra wrote:

---

@Anonymous wrote:

---

@Scupra wrote:

Have you researched any of the AMEX products? I think your first choice would be to decide between cash back or rewards points.

---

Yes I have, went on their website and was Pre-approved for the Gold Card,Green Card and also the Blue Cash or Amex everyday not to sure but one of those. I want to apply but I'm scared I will get denied 

---

Pick a card that fits your needs the best and apply. The worst that will happen is they will say no and you have one inquiry to show. You are pre-approved and that is a major plus. Good luck!

---

That is very true! Which would you reccomend or would be the easiest to get? 

---

They all have similar underwriting. You need to decide what card fits your needs and spending the best. Some have an AF and some don't. Then you have the cash back vs MR..

---

Okay well thank you for explaining to me and I will check them out since I will just be using it for grocceries,gas and maybe some spending here and there nothing big

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Check out the blue cash and everyday cards

[fltireguy]

FYI
The score from BOA is your TU FICO08
The Credit Karma score is a FAKO and is pretty much meaningless