What was your UTIL at time of approval for Venture/QS

[Anonymous]

For someone in my position, Cap1 Venture and QS are going to my goal "prime" cards to get with some nice starting limits in the next 9-12 months.  I was helping some co-workers fix their credit and one of them had a 70+% UTIL, approved for $5k Venture and $3k QS.  The other had 40+% UTIL approved for $10k Venture.

Can anyone share their own UTIL at time of approval?

[Anonymous]

1%

i don't even spend but like 1.1-1.2% of my total credit in a month so i can't report much lol.

[Anonymous]

11%

[elim]

1%   (9% on 1 card / 0% on the rest) - 15k Venture with average income.  690 EQ

[Anonymous]

16%

[Anonymous]

3% approved for 20K -- my 3rd card with Capital One- The other 2 were like 30 months old each. Fico was 705-737

[Anonymous]

Just approved last week $20,000- 7% UT/ scores mid 700's

[Anonymous]

Thanks for sharing, I thought their UTIL was really high for approval but I guess it is what it is.

[NRB525]

Call it 20% when I got the Venture. $30k approval.

[Anonymous]

DGF's mom picked up a Venture 20k and Venture1 10k last night with about 30% overall UTIL but a couple of her cards at 80% or better UTIL. Her two current Cap1 cards a QS1 and Platinum were at 52% and 84%.