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When can I apply for 3rd Amex card?

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orestrus
Frequent Contributor

When can I apply for 3rd Amex card?

Today I was approved for Green charger and BCE, and thinking about getting 2nd charger - PRG. When is it safe to test my luck with that card? thank you

BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?

Yes, you can I acquired 3 Amex cards in April 2015 in this sequence...

 

App'd for PRG then BCE immediately after both instant approval, 1 hard pull.

 

Then I wanted the AmexEveryday card and app'd but had to wait 5 days (per CSR), then Amex hard pulled EX again and I was instantly approved.

 

Wait 5 business days before applying for the third card!

Message 2 of 9
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?

I agree with ^^^^^

Message 3 of 9
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?

So you applied and they held it for 5 days before pulling and giving you a decision? Did they ask you to call when you applied because of the other two apps?
Message 4 of 9
AeroKrix
Frequent Contributor

Re: When can I apply for 3rd Amex card?


@Anonymous wrote:
So you applied and they held it for 5 days before pulling and giving you a decision? Did they ask you to call when you applied because of the other two apps?

Amex states if you apply for two revolvers, the apps have to be at least 5 days apart because both apps need to pull a report. This does not hold true if one app is a revolver and the other is a charge. When I app' for my everyday and approved, I app' for the delta right away. During this time I was approved for US Airways so I was able to cancel my delta app because it was on hold for that 5 day rule.

Current 10/24/2024 EQ - 777 FICO ; EX - 777 FICO ; TU - 781 FICO

Message 5 of 9
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?

going hard! 

Message 6 of 9
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?


@orestrus wrote:

Today I was approved for Green charger and BCE, and thinking about getting 2nd charger - PRG. When is it safe to test my luck with that card? thank you


How does your credit profile look like?

Message 7 of 9
orestrus
Frequent Contributor

Re: When can I apply for 3rd Amex card?

6 months of history, 2 months AAoA, 9 cards and around 20 enqs on each CB lol. Scores around 700)

BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 8 of 9
Anonymous
Not applicable

Re: When can I apply for 3rd Amex card?

Why o why did you apply for the green card if you want the PRG?  PRG is a much better card and you certainly don't need both of them

Message 9 of 9
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