When should I apply for AMEX?

[skorpyo3]

When do you think I should apply for AMEX? My stats are in my signature. This would be the last card I'd want.(I think! lol) I'm sure I'll have to wait a long time. My BK was discharged 11/2012. I started rebuilding mid 2013, but closed a few of my starter cards, as I qualified for much better cards. Any advise or help would be greatly appreciated. I am grateful for my Fico buddies!   EQ & EX scores were about 15-20 points higher a few weeks ago before my app spree. I should be near 700 by the end of this year.

[Anonymous]

probably could've added it on during your app spree, but now that its over, i'd probably wait 6-12 months to let your scores boost up a bit.  but its your perogative OP

[skorpyo3]

Even with bk? I understood they weren't too bk friendly.

[Anonymous]

---

@skorpyo3 wrote:
Even with bk? I understood they weren't too bk friendly.

---

Try a pre qual. What do you have to lose.

[Anonymous]

Note, with prequal they could be pulling scores that are older. I would probably wait until my accounts hit my CR and age out.

[Anonymous]

---

@skorpyo3 wrote:
Even with bk? I understood they weren't too bk friendly.

---

The key question - was Amex included in the bankruptcy?  

[skorpyo3]

@Yes-Its-Me, Not included in BK.

[Anonymous]

---

@skorpyo3 wrote:

@Anonymous, Not included in BK.

---

Ok.. If you just did an app spree, then give it a few more months for your new accounts and inquiries to age, score a bit up before applying.  

[tonyjones]

They are derog friendly, I got approved for both BCE/Everyday with six derogs (one CO, and five paid collection closed).

[skorpyo3]

Thank you for your responses! I'll app next year some time. I'm making that garden real green at the moment.