I am considering which card I should get next: Sapphire Preferred or Ink Business Unlimited. I want to complete a trifecta in time to use the UR points for travel by the summer after his freshman year (24-25). I am using my natural spend to accumulate points and want to maximize intro bonuses as well.
I am currently at 5/24 and have received the Freedom Unlimited and Flex in the last two months. I will be on 4/24 on March 24 and 3/24 on June 24. My Flex was only approved due to a Reconsideration (I applied too soon after getting the FU), and I do not want to risk being denied for either card when I apply, so I want to time this as best I can. I do not want to lose too many opportunities for bonuses from other cards, so I want to
Any advice or feedback is welcome.
Current Stats:
1) Employed Full Time W2, $105K in income
2) Additional $10K in rental income
3) Have an LLC with 3 years of fillings and EIN
4) Own Home
5) EX 755 Fico 8, TU 736 Fico 8, EQ 760 Fico 8
6) Started a Chase checking account three months ago and moved my direct deposit there to establish a relationship with the bank.
7) Utilization Rate:3% across $132K across 11 cards (9 CC, 2 Store)
8) Slots for cards opening in April, June, and October 2024.
9) No Lates, 100% perfect payments on all accounts
