When should i apply?

[Anonymous]

I'm wondering when and what to apply for next?
Currently i have a capone platinum (300)
Kay jewelers (1200)
Lowes (7200)
Auto loan
Average age of credit is 14 months.
Most recently got the cap one in march. The others are all at least a year old. Current fico via scorecard is 669. What card/when should i apply for next?

[Anonymous]

You would probably be good for a AMEX BCE card from the looks of it. See if you have any prequlified offers

[Anonymous]

No prequals through amex or chase as of now. Anybody else i should i check?
Thank you!

[Anonymous]

I applied for the BCE cold as it didn't show I was pre-approved. All other companies want to see 1 year history with a  revolving credit card (not store cards) for them. I had teh Platinum Cap 1 secured as well as the Discover IT secured when rebuilding last year. See if Discover has anything?

[Caught750]

That's not necessarily true. Try Discover. They gave me the IT with 4 months of current revolving history. 2k SL which grew to 3k at 91 days.

[Anonymous]

If you could list the age of each account from newest to oldest,  the balances, and your income. As well as HP's for GP. You might get more specific answers.

But I agree that Amex and Discover could be good options for you.

[Anonymous]

Cap one 3/18 0/300
Kay jewelers 12/16 200/1200
Lowes 9/16 2000/7200
Auto loan 5/17
No extra h/i
Income 70,000

[Anonymous]

Also what bureau does scorecard show you?

[thornback]

Scorecard gives Experian FICO8.

[Caught750]

With that I'd think you'd def be good for Amex Delta Gold (minimum 1k SL), Amex BCE (minimum $500 with a steps increase after 5 months of payments), or Discover (my favorite card).