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When to App for another Amex

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Anonymous
Not applicable

When to App for another Amex

I was just approved end of January for my first Amex, when can I apply/hope to be approved for another? 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: When to App for another Amex

If your score approves it. I was able to apply for 2 Amex (one credit one charge) within a week from each other but that was before I became a member here. I read doing two applications in the same day only gets you one hit. I got two Smiley Sad

Message 2 of 9
lg8302ch
Senior Contributor

Re: When to App for another Amex

That really depends on each profile. How many new accounts in the past year? 2 years? Inq on EX, scores, etc.  Since  you are a member Amex usually approves with HP and if denied only SP but there have been exceptions. 

Message 3 of 9
Anonymous
Not applicable

Re: When to App for another Amex

I was able to get the delata in December and the BCP in February. YMMV
Message 4 of 9
Anonymous
Not applicable

Re: When to App for another Amex

Do all Amex backdate to first card or is there a membership joined date cutoff?

I was thinking of waiting 6! Months but maybe not if it backdated to being open since first card was.
Message 5 of 9
Anonymous
Not applicable

Re: When to App for another Amex

Which Amex were you approved for, and what was your starting line?

Message 6 of 9
Anonymous
Not applicable

Re: When to App for another Amex


@Anonymous wrote:
Do all Amex backdate to first card or is there a membership joined date cutoff?

I was thinking of waiting 6! Months but maybe not if it backdated to being open since first card was.

Doesn't matter since the backdate doesn't report to the CRA's.

Message 7 of 9
Anonymous
Not applicable

Re: When to App for another Amex


@Anonymous wrote:

@Anonymous wrote:
Do all Amex backdate to first card or is there a membership joined date cutoff?

I was thinking of waiting 6! Months but maybe not if it backdated to being open since first card was.

Doesn't matter since the backdate doesn't report to the CRA's.


thanks for elaborating Smiley Sad What doesnt matter? whats the pro's of them backdating(if any?) if not to report to CRA for AAoA? Could you explain or anyone please? I thought that was the benefit Smiley Happy 

Message 8 of 9
OmarGB9
Community Leader
Super Contributor

Re: When to App for another Amex

That WAS the benefit, but they stopped backdating on reports in March of last year. So now, the only thing that's backdating is your "Member Since" date on the card, but that's purely for aesthetics.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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Message 9 of 9
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