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When to apply for an Amex CLI after denial

fsalsa2
Regular Contributor

When to apply for an Amex CLI after denial

Hey FICO Forums,

just got the delta platinum skymiles card in December and hit the 61st day mark a couple of weeks back. Asked for a cli and was denied. When can I request a cli again and should I put heavy utilization on the card for the next few months? 




NFCU Cash Rewards: $8000
NFCU More Rewards: $9000
NFCU Visa Signature Go Rewards: $13,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 2,475
Venmo Credit Card: $2,700
USAA Platinum Visa: $4,000
American Express Delta Skymiles Platinum: $1700
American Express Platinum
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2 REPLIES 2
Jnbmom
Community Leader
Super Contributor

Re: When to apply for an Amex CLI after denial

Message 2 of 3
Ficoproblems247
Valued Contributor

Re: When to apply for an Amex CLI after denial

Is the 651 in your sig correct for your EX FICO 8 score? If so, they will probably deny based on score. You don't necessarily need heavy utilization with them, just give them their swipes and PIF and that's usually good enough. You may request another CLI 91 days from your most recent denial. 




FICO 8 Sep '21 EX 746 EQ 748 TU 741
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