cancel
Showing results for 
Search instead for 
Did you mean: 

When to apply for second Barclay's after denial?

tag
Anonymous
Not applicable

When to apply for second Barclay's after denial?

I have the Rewards MC and applied for the NFL extra points end of October and was denied due to too many new accounts and inquiries. How long to wait before app'ing again?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: When to apply for second Barclay's after denial?

30 days

Message 2 of 8
DeeBee78
Valued Contributor

Re: When to apply for second Barclay's after denial?


@Anonymous wrote:

30 days


No, 30 days will not be long enough for new accounts and inquiries to stop being a negative factor in the denial. 

 

I would suggest at least 90 days, and up to 6 months. 

Message 3 of 8
Anonymous
Not applicable

Re: When to apply for second Barclay's after denial?

I think someone mentioned an app stays in their system 90 days so I guess I should shoot for after that maybe?

Message 4 of 8
Kirmie2010
Established Contributor

Re: When to apply for second Barclay's after denial?

3 months minimum, best to wait 6.

Message 5 of 8
Anonymous
Not applicable

Re: When to apply for second Barclay's after denial?

they don't like that many new accounts for 6-12 months. you CAN reapply sooner but it's not recommended if you want better results.
Message 6 of 8
Anonymous
Not applicable

Re: When to apply for second Barclay's after denial?


meyerstwilight6 wrote:

I think someone mentioned an app stays in their system 90 days so I guess I should shoot for after that maybe?


You're allowed to apply 30 days after your denial.  If you try before then it would automatically be denied and they won't process the application.  But as others have said a minimum of 90 days is better with longer even being better

Message 7 of 8
Anonymous
Not applicable

Re: When to apply for second Barclay's after denial?

I applied for 2 also , one approved the other didnt. When i got the letter I called them and the SR was very nice and basically told me they wanted to see me with the card for 6mo and see how i do before issuing me a second card. It was just their policy for multiple cards.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.