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I have the Rewards MC and applied for the NFL extra points end of October and was denied due to too many new accounts and inquiries. How long to wait before app'ing again?
30 days
@Anonymous wrote:30 days
No, 30 days will not be long enough for new accounts and inquiries to stop being a negative factor in the denial.
I would suggest at least 90 days, and up to 6 months.
I think someone mentioned an app stays in their system 90 days so I guess I should shoot for after that maybe?
3 months minimum, best to wait 6.
meyerstwilight6 wrote:I think someone mentioned an app stays in their system 90 days so I guess I should shoot for after that maybe?
You're allowed to apply 30 days after your denial. If you try before then it would automatically be denied and they won't process the application. But as others have said a minimum of 90 days is better with longer even being better
I applied for 2 also , one approved the other didnt. When i got the letter I called them and the SR was very nice and basically told me they wanted to see me with the card for 6mo and see how i do before issuing me a second card. It was just their policy for multiple cards.